Alberta
No Matter Which Formula, Albertans Win With An Alberta Pension Plan
From the Alberta Institute
Guest Post By Lindsay Wilson
Opponents of the Alberta Pension Plan (APP) have wasted no time busting out the pitchforks, with their legacy media lapdogs hard at work toeing the line for the union big wigs and their NDP friends.
It’s merely weeks into the launch of a province-wide public consultation to educate and get feedback from Albertans on an APP and there is no shortage of Trudeau-funded media penning pieces laden with misinformation.
They’re pushing a fear-based narrative that has seniors running scared and reasonable people questioning whether the bold move isn’t a little selfish which is no different than what Quebec has been doing — quite successfully — since day one.
For us here at Alberta Proud, we not only think opting out of the Canada Pension Plan (CPP) and establishing an APP is a great idea — it’s a critical step toward more Alberta autonomy.
If we don’t, will we ever achieve much of anything in the arena of autonomy? Think about it: if we can’t win a referendum on the one thing we don’t need permission from Ottawa to do, where does that leave us?
More Alberta and Less Ottawa isn’t just a pie in the sky for us at Alberta Proud. It’s our mantra.
We genuinely believe enough is enough. It’s time for Ottawa to take a hike, including their antiquated equalization formula that you voted 62% in favour of scrapping.
We now have an opportunity to leave the CPP, in favour of a made-in-Alberta plan which must offer the same or better benefits. And it will, without question, put more money into your pocket every year as we finally won’t be overcontributing.
The newest twist in the anti-APP narrative is casting doubt on the formula the independent, government-commissioned LifeWorks report produced: that 53% of the CPP assets ($334 billion) would be owed to Alberta.
By switching to an APP, that translates to putting an additional $1,425 back into each employee’s pocket, according to LifeWorks, and when you consider the employer’s contribution, that amount is effectively doubled.
That’s a huge incentive for Alberta employers, those coming here to work and for the majority of hard-working everyday people who are drowning in this era of inflation (or #justinflation as we like to call it at Alberta Proud).
Meanwhile in the mainstream media, economist Trevor Tombe is balking at the math, claiming Albertans will be owed around one-third of what LifeWorks has assessed.
While it may seem odd everyone is arriving at different numbers, here is the kicker: even if we leave with only 17% (among the lower estimates floating around and not the 25% estimated by Tombe or the 53% estimated by LifeWorks) it’s still a better deal for Albertans.
But how, you ask? Simply put, we would finally get a break from this hidden transfer program, which is yet another way in which hardworking Albertans subsidize the rest of the country.
We have a comparatively younger population and because of this, we have paid more than we have collected. It has always been this way for us, and it doesn’t look like that will change. In the past year, a record 185,000 new Albertans moved here to work and take advantage of our low taxes and abundant opportunities. Any way you slice it, our contribution rate would fall.
Another concern is around who will manage an APP.
While the opposition is quick to point out CPP investment returns have been decent and that an APP would be best not left in the hands of AIMCo, did you know we could very well use the same pension fund manager as the CPP or another arms-length, third party?
By putting Alberta first, you will not risk your pension.
By switching to an APP, you will put more money in your pocket.
Ottawa has long turned its back on Albertans and continues to hit us with eco-radical regulations that will leave us broke and freezing in the dark. If we stay in the CPP, we are sending them a message that they can keep pushing us around, forever, no matter what they do to us.
It’s time for a change.
So, take a moment to fill out the Alberta government survey.
Send emails to your MLA, Finance Minister Nate Horner and Premier Danielle Smith. Show up to the townhalls.
Alberta’s future of more autonomy depends on all of us getting loud and Alberta Proud!
Lindsay Wilson is the President of Alberta Proud, a group of citizens concerned about Alberta’s future within Canada.
Alberta’s government is helping students discover their skills and interests today, to help them find careers for tomorrow.
If passed, Budget 2025 will provide more than $100 million over three years for school boards to grow career education programs, including funding for more collegiate and dual-credit programs across Alberta.
“We are working to set students up for success by strengthening job-focused education. This money is helping schools partner with businesses, universities and colleges to create programs that will help students hit the ground running after they graduate.”
Career education helps students gain credits towards graduation while earning hands-on experience in fields like the trades, computer programming, health care, agriculture, culinary arts and more. These career education programs support a strong economy by helping students learn the skills they need to get in-demand jobs.
Collegiate schools
Collegiate schools work with businesses, universities and colleges to offer classes that give students pathways to education and careers in the job of their choice. There are 12 collegiate schools in Alberta, offering many different types of programming for grades 7-12, including aviation, graphic design, trades and more.
If passed, Budget 2025 provides more than $21 million to school boards to help fund special classrooms like carpentry workshops, film and media rooms, science laboratories, heavy equipment simulators and aircraft hangars. Another $6 million is being invested to support the start-up costs for new collegiate schools.
Dual-credit programs
Budget 2025, if passed, also provides $4.6 million in 2025/26 to start new or improve existing dual-credit programs. In partnership with universities and colleges, dual-credit programs give students a head start on rewarding careers by allowing them to earn high-school and post-secondary credits at the same time. Of the $4.6 million, $550,000 is being provided by Alberta Seniors, Community and Social Services for new and improved dual-credit health care aide programs.
“Health care aides play a critical role in ensuring Albertans receive the continuing care services they need to maintain their health, independence and quality of life. Our investments into career pathways for health care aides will provide opportunities for young Albertans to develop the skills they need to build a rewarding career in Alberta’s continuing care workforce.”
Another $1.4 million is being invested to support students participating in off-campus career education programs through CAREERS. This non-profit connects students to jobs in high-demand fields, such as the trades, technology, health, forestry and agriculture.
“Investments in collegiate and dual-credit programming are significant for Calgary Catholic as they further strengthen our collegiate and dual-credit programming. This programming will open opportunities for our students and help them to realize their full potential.”
“Before Fusion Collegiate, I felt lost and wasn’t really sure what to do after high school. Thanks to its career-focused learning and the opportunities through Fusion and The Educational Partnership Foundation, I’m now working as a first-year apprentice plumber with Mr. Rooter. The hands-on trades training, high school credits, safety certifications, and real-world skills I picked up completely changed my life. I’m excited about where my career is headed and really thankful for the support that helped me get here.”
Budget 2025 is meeting the challenge faced by Alberta communities with continued investments in education and health, lower taxes for families and a focus on the economy.
Quick facts
- If passed, Budget 2025 invests $102.4 million over three years to provide sustainable, predictable career education funding, and to increase access to career education for Alberta students.
- This includes $8.4 million over 2026-27 and 2027-28 to raise awareness among students and families of career education programs and pathways available to Alberta students.
- Career education in Alberta includes career and technology courses, Career and Life Management (CALM), dual-credit courses, collegiate schools, apprenticeships and off-campus education programming.
- Since 2013, more than 95,000 high school students participated in at least one dual–credit course.
- In spring 2025, Alberta Education will engage with education partners on best practices to bring more career education opportunities to students.
- Since 2022, education partners and almost 5,000 Albertans have provided their feedback on career education and workforce needs.
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Alberta
Photo radar to be restricted to School, Playground, and Construction Zones as Alberta ends photo radar era
Alberta’s government is fulfilling its promise to end Automated Traffic Enforcement (ATE) in select locations while enhancing safety with a new Traffic Safety Fund.
For years, Alberta has had the most ATE sites of any jurisdiction in Canada with many serving as a “cash cow,” generating millions of dollars in revenue with no clear evidence they were improving traffic safety. Now, following thorough consultation and review of existing ATE sites, Alberta’s government is making significant changes to restore public trust in the use of photo radar.
Effective April 1, the updated ATE Technology Guideline will prohibit photo radar on numbered provincial highways and connectors, restricting it only to school, playground and construction zones. Intersection safety devices in Alberta will also be limited to red light enforcement only, ending the “speed-on-green” ticketing function.
“We have officially killed the photo radar cash cow and the revenue-generating “fishing holes” that made Alberta the biggest user of photo radar in Canada. The updated guideline will ensure that photo radar is used for safety only. The new provincial traffic safety fund will support municipalities in physical improvements at key intersections, helping to reduce traffic risks and enhance safe roads.”
Alberta’s government has also created a new $13-million Traffic Safety Fund for municipalities to upgrade local roads and intersections that pose demonstrated safety risks. Details will be made available on how to apply for the Traffic Safety Fund, once the application process has been finalized.
“This shift ensures that photo radar is used where it matters most – near schools, playgrounds and construction zones. Traffic enforcement should be about protecting people, not generating revenue. The new Traffic Safety Fund gives municipalities the tools to make targeted improvements to roads and intersections with real safety concerns. Keeping Edmontonians safe on our streets must always remain the priority.”
“Shifting photo radar to playgrounds and construction zones enhances safety where it matters most – protecting our children and workers on Calgary’s roads. I’m proud to back this important step toward safer communities.”
“The Traffic Safety Fund is a welcome addition to the overall funding available to municipalities. The Rural Municipalities of Alberta support a dynamic approach to managing traffic safety.”
Municipalities are encouraged to use traffic calming measures instead of photo radar but may request provincial approval for an exemption to the photo radar ban in high-collision locations. To do so, municipalities must submit a business case detailing high-collision frequency and severity at the site, relative to similar locations, and demonstrate how other safety measures are not possible or will be ineffective. To be approved for an exemption, they must also commit to audit the exempted site every two years to assess the effectiveness of photo radar in reducing collisions at that location.
The updated ATE Technology Guideline also includes parameters around equipment testing and maintenance, data collection and reporting requirements, traffic safety plans, signage and public communication of photo radar locations.
Quick facts
- On April 1, the new ATE 2025 Technology Guideline comes into force.
- The newly created Traffic Safety Fund will provide $13 million over three years to help municipalities re-engineer intersections to reduce collisions:
- $1 million in 2025-26
- $2 million in 2026-27
- $10 million in 2027-28
- Alberta first introduced photo radar in 1987.
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