Business
My European Favourites: Český Krumlov

Český Krumlov is the most picturesque medieval town in the Czech Republic, and one of the best small town destinations in Central Europe. Český Krumlov is located in the South Bohemia Region of the Czech Republic about a two hour drive directly south from Prague and only thirty minutes from the nearby city of Ceske Budejovice. It is only about thirty kilometers from the Austrian border, and Linz is only an hour away. It is a natural stop from Prague to Salzburg, and we frequently stay in Ceske Budejovice, where many of our hockey groups play games or train at former NHL and Czech hockey star, Jaroslav Pouzar’s arena.
Český Krumlov’s old town, a UNESCO World Heritage Site, is nestled in between a meandering river and is surrounded by lush green hills and a towering castle above. With narrow cobblestone streets and a mixture of baroque and renaissance architecture, this could be the backdrop to any fairytale.
After we enter the town, we will park our bus across the street from a little park, called the Deer Garden, that is dwarfed by the back side of the Český Krumlov Castle. To get up to the castle, there is a path at an incline just on the right of the park or there are stairs up to the castle located at the back right of the park.
Once you reach the top, on the right you will find the eleven hectare castle garden. The garden includes a cascade fountain, an outdoor amphitheatre with a revolving auditorium, the Bellaria summer palace and the castle’s winter riding hall, which is now used to host special events.
If we go left instead of going into the park, a few steps away is a small gated entrance to a terrace that you should not miss. The terrace offers a spectacular panorama of the river, the town below, the castle on the left and the surrounding area. Your camera will be busy here and, at times, you will have numerous people jockeying for position to get that perfect shot. Please note that the terrace is not always open in the evening.

Cesky Krumlov Castle from the photo terrace and from the Lavka pod Zamkem wooden bridge.
Český Krumlov Castle
The Český Krumlov Castle dates back to 1240 when it was built by the Witigonen (Vitkovci) dynasty. In 1302, the Rosenberg dynasty became owners of the castle, and you will see their family’s five petalled rose logo at various locations throughout the city. In 1622, the castle was transferred to the Austrian Eggenberg family who expanded the castle, including adding the unique baroque theatre that bears their name. Today, the local brewery in Český Krumlov is named after the Eggenbergs. The Schwarzenberg family took over the castle from 1719 until 1947 when it was transferred to the Czechoslovak state. The castle complex, with five courtyards, is listed as a Czech National Monument and is listed on the UNESCO World Heritage List.
What would an old castle be without a good ghost story? In medieval times, the appearance of a White Lady during the day or night was an omen that someone in the family would soon die. At the Český Krumlov Castle, legend has it that the castle is haunted by their own White Lady, Perchta of Rosenberg. Her husband treated her poorly and on his death bed he asked her for forgiveness. She refused and her husband cursed her. Since her death, her ghost has haunted her former husband’s estates including the castle.

Cloak bridge, entrance into the 4th courtyard and frescoes on the courtyard walls.
When we leave the photo terrace, we cross the fifth castle courtyard surrounded by the baroque castle theatre and the renaissance house to the white and grey Cloak Bridge. The bridge, which offers more great views of the old town and river, has three stories above the arched walkway that connect the castle to the theatre.
Entering the area called the Upper Castle, we pass through two small courtyards, named the fourth and third castle courtyards. The courtyards’ facades were painted in the 16th and 17th centuries. The frescoes painted on flat walls use the “trompe–l’oeil” technique to create the optical illusion that the walls are three-dimensional brick with intricate stone decorations and inlayed statues. The “Upper Castle’s” renaissance interiors are palatial with an important collection of paintings, tapestries and furniture. The castle’s underground foundations, called the Wenceslas Cellars, are a labyrinth of pillars and arches. Exiting the third courtyard, we go down a steep and windy passage way, which may have been used for vehicles.

A sundial, the second courtyard fountain and tower. The first courtyard and the red gate.
Arriving at the second castle courtyard, we find the Burgrave’s house from 1578. The Burgrave, or “Count”, was the governor of the town, with judicial and military powers bestowed on him by the Holy Roman Emperor. From 1742-1948, the lower floor of the Burgrave’s house was used to house the Schwarzenberg grenadier guard.
The courtyard has a stone fountain from 1641 in the middle and the colorful castle tower in the corner. The tower and the adjoining “Hradek” building are the two oldest parts of the castle. If you climb the tower, you will get amazing views of the castle and the town.

The castle Bear Moat with bears enjoying bread, vegetables, apples and watermelon snacks.
To access the first courtyard, we cross a small bridge that has a Bear Moat below. There have been bears in the moat since 1707, and most times we can see them walking around or eating their vegetables and fruit. Unfortunately, we don’t always see them as they like the area under the bridge. This is the largest courtyard and was used as an agricultural area and animal enclosure. We leave the castle through the Red Gate and continue until we reach the Latrán street where we turn right. A few meters away on your left is the entrance to the Monastery.
Monastery of the Minorites
After the castle, the monastery is the second largest historic complex in Český Krumlov. The medieval monastery was founded for the brothers and sisters of the order of St. Francis of Assisi in 1350. St. Francis gave the name “Friar Minor” or “Minorites” to the Franciscans. The order of St. Clare, “Poor Claires” or the “Clarissas,” is the name of the female branch of the Franciscans. The monastery church located in the center of the complex separates the convents of the Minorites (here from 1357-1950) and Clarissas (here from 1361-1782).

The Latrán street, a Trdelník vendor and the crucifix on Lazebnicky bridge.
Latrán Street and Lazebnicky Most
The renaissance area just outside the castle and across the river from the old town center was once the home of castle servants. Today the cobble stone Latrán Street’s colorful houses are full of shops, cafes, restaurants and artist galleries. Just off the Latrán, you will find artist workshops featuring paintings, iron works, statues and furniture. Some of these artist workshops are decorated with interesting murals.
Undoubtably, you will be hit by the sweet aroma of the chimney cake or Trdelník. The Trdelník is a rolled dough which is wrapped around a thick spit, baked over hot coals and topped with sugar, walnuts and sometimes cinnamon. You can find variations of this treat throughout the Czech Republic, Slovakia and Hungary.
Connecting the Latrán street to the old town is the wooden Lazebnicky bridge with a large crucifix in the middle. Form the bridge, you have a magnificent view of the castle above, the Vltava river meandering its way around the town, and the riverfront houses and restaurant patios of the old town.

The Český Krumlov old town square with the Marian Plague column and city hall.
Historic Old Town
Once you cross the bridge, if you go forward on the Radniční street for about a hundred meters you will arrive at the Town Square. Instead, we will turn right and take the curved Dlouhá Street with interesting cafes, restaurants and hotels. At the end of the Dlouhá street, we arrive at the Široká street. Turning right we will come to the old mill where we can see the waterwheel still turning and we get another great view of the castle. We continue in the other direction leisurely making our way down the wide and vibrant Široká street until we reach a junction where three streets meet. This is a very picturesque little square with colorful buildings decorated with frescoes.
Only a few meters away from this junction, we find ourselves in the Český Krumlov town square or Náměstí Svornosti. The square has served not only as a market in medieval times, but also as a place of execution. The large white building with renaissance arcades is the 16th century Český Krumlov Town Hall. The four coats-of-arms painted on the façade of the building are those of the Eggenbergs, the Schwarzenbergs, the town and of the Czech state of Bohemia. Like many towns in the Czech Republic, the square has a Marian Plague Column with a fountain at the center. The plague columns give thanks to the Virgin Mary for the end of the plague that killed many throughout Europe in the 17th century. The beautiful buildings adorned with stucco decorations and frescoes around the square once belonged to the town’s upper class and have been restored to their original splendor.

The St. Vitus church from the river, the old town’s Široká street and the three street junction.
Church of St. Vitus
From the town square you will see the 19th century spire and tall roof of the Roman Catholic church of St. Vitus. A short climb up Horní Ulice street you will reach the church entrance. The gothic church has a white interior with an impressive vaulted ceiling supported by stone columns. The tall but clear gothic windows allow light to flood the nave and they push your eyes upwards to the magnificent ceiling. Dating back to the 13th century when the site became a place of worship, the church has undergone a few additions and changes over the years. The church is the burial place of notable Bohemian families including generations of the aforementioned Rosenbergs and Schwartzenbergs.
Not far from the church is a little garden called the Seminární Zahrada, or the Seminary Garden. The garden is part of the Regional Museum, which used to be a seminary for the Jesuits. Like the terrace by the castle, this garden is one of the best spots in town to get that spectacular panoramic photo. The castle and tower are prominent in the background, seemingly rising above a sea of the red tiled roofs below.

Panoramic view from the Seminary Garden and buskers on the Latrán Street.
Rafting on the Vltava
As you leave the old town back to the parking area, you will cross the Lavka pod Zamkem wooden bridge which leads to the Deer Garden. The bridge offers a few more photo opportunities of the river, the castle and the Cloak Bridge. One of the most interesting things to see from the bridge is the wier on the Vltava River that has a spot on the right for rafters to slide down from the higher water level to the lower level. Rafting is very popular, and in summer months you will see raft after raft leisurely floating down the river. The Malecek Rafting company offers canoe and raft rentals with trips of various durations from a thirty-minute trip in the city center all the way to half-day and full-day trips further down the river. They also offer a fifty-minute historical cruise on a twelve-person wooden raft. In the middle ages and beyond raftsmen used the Vltava to transport goods and raw materials like wood and salt. Today, people can enjoy this experience in amazing surroundings.

Rafters and canoers going down the Vltava Rivers’ weir and leisurely past the castle.
Český Krumlov has many small museums worth visiting. My favourite is the Museum of Commerce (Muzeum Obchodu) located in the old town just as you cross the Lazebnicky bridge. The museum has recreated shop interiors, shop machinery and advertising from the early 1900s. Individual packaging of products, like we are used to today, was non-existent. They have a great display of metal dispensary containers where customers would get their coffee beans, sugar, flour or other goods. They also have old style metallic advertising signs for sale. Across from that museum, there is an antique shop with very unique items and next door is the Fairytale House & Puppet Museum.
Other museums you may want to visit in Český Krumlov include the Museum Fotoatelier Seidel, the Egon Schiele Art Centrum, the Moldavite Museum (Muzeum Vltavinu), the Regional Museum and the Torture Museum. There are many other little museums around town worth visiting. Nearby, hikers enjoy climbing the 1,084 meter high Mount Klet’ and guided tours of the Graphite Mine.
Český Krumlov is the second most popular tourist destination in the Czech Republic. I have been to this medieval town numerous times with my tour groups and I am always excited to include it in my itineraries.
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(This article was originally published on April 11, 2021).
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Business
B.C. Credit Downgrade Signals Deepening Fiscal Trouble

Dan Knight
Spending is up, debt is exploding, and taxpayers are footing the bill—how David Eby’s reckless economics just pushed British Columbia one step closer to the brink.
So here’s something they’re not going to explain on CBC—British Columbia just got slapped with yet another credit downgrade. Actually, two. On April 2nd, both S&P Global and Moody’s—two of the most powerful financial watchdogs on the planet—downgraded B.C.’s credit rating. And not by accident. This wasn’t a glitch in the system or some market hiccup. This was a direct consequence of political recklessness.
Let’s talk numbers. S&P cut B.C.’s rating from ‘AA-’ to ‘A+’. Moody’s dropped it from ‘aa1’ to ‘aa2’. That’s the fourth downgrade in four years. Four. This is a province that used to hold AAA status—the financial gold standard. That means British Columbia was once considered one of the most fiscally stable jurisdictions not just in Canada, but globally. Not anymore.
Even more alarming? S&P didn’t just hit their long-term rating—they downgraded the short-term rating too, from ‘A-1+’ to ‘A-1’. Why? Because even in the short term, B.C. is starting to look like a risk. A liquidity risk. That means the money might not be there when it’s needed. That’s a red flag for anyone with a calculator and a memory longer than five minutes.
This is not some vague bureaucratic move. This is a direct indictment of the NDP’s economic policies in British Columbia. This is what happens when you treat taxpayers like an ATM machine and the economy like a social experiment. And now, international financial institutions are officially saying what a lot of people have been screaming for years: B.C. is in serious fiscal trouble.
Causes: Spending, Deficits, and Revenue Pressure
The core driver behind the downgrades is the ballooning of operating and capital deficits, coupled with aggressive government spending. According to B.C.’s 2025 budget, unveiled by Finance Minister Brenda Bailey on March 4, the provincial deficit is projected to hit $10.9 billion in 2025–26—up from $9.1 billion the previous year. Moody’s projects an even higher shortfall of $14.3 billion, raising red flags about B.C.’s ability to fund programs without unsustainable borrowing.
S&P cited the impact of reduced immigration levels and ongoing trade uncertainty as key headwinds, limiting economic growth and shrinking the province’s revenue base. Moody’s pointed to persistent budgetary gaps and limited progress on deficit reduction, highlighting the growing gap between revenue and expenditure.
Additionally, spending growth has significantly outpaced both population and inflation. Data from the Fraser Institute shows that between 2019/20 and 2024/25, program spending increased by 51.6%, whereas only 29.2% was needed to keep pace with demographic and price trends. This excess has pushed real per-capita expenditures to historic highs, without a corresponding rise in revenue.
Opposition Blames NDP Mismanagement for Downgrade
But what does that actually mean for real people—not bureaucrats, not lobbyists—but the mom on a fixed income buying groceries? So I reached out to John Rustad, leader of the Official Opposition in B.C., to ask exactly that.
“Two downgrades! Absolute disaster,” he told me. “Under David Eby, we’ve gone from a AAA status to a single A with a negative outlook. This government’s reckless spending and irresponsible management will have a devastating effect—not just today, but for generations to come.”
He’s not exaggerating. According to Rustad, by the end of this fiscal period, B.C.’s debt will have nearly tripled since the NDP took power. Let that sink in—tripled. And no, this isn’t just some abstract macroeconomic trend. This hits you. Directly.
Rustad laid it out. These downgrades mean higher borrowing costs for the province. That’s code for more taxpayer money getting funneled into interest payments instead of hospitals, schools, or—God forbid—tax relief.
“By the end of this fiscal plan, even before the downgrade and before the loss of billions in carbon tax revenue, interest payments were projected to hit $7 billion annually,” Rustad said. “That’s about 30% of personal income tax revenue—just to pay the interest.”
That’s money you send to Victoria every month—just lighting it on fire.
And with the downgrade? Expect to pay another $1 billion more in interest. That’s around $200 per person, per year. Not for roads. Not for services. Just to keep the debt monster fed.
Meanwhile, Premier David Eby—well, he’s had months to plan for replacing the carbon tax, and guess what? Still no plan. Rustad told me he expected Eby to raise industrial taxes to make up the difference, but even that hasn’t happened yet. For now, the hole is just growing—a $2 billion loss in carbon tax revenue on top of an $11 billion deficit.
So What Does This Mean for the Average Mom?
In response to a direct question about what this credit downgrade means for a mother living on a fixed income, Opposition Leader John Rustad laid out the long-term consequences in no uncertain terms:
“The average person will not notice this immediately. But what it does mean is higher borrowing costs, So with the massive deficit and debt, more money will need to be spent on interest payments. By the end of this fiscal, before loss of billions in carbon tax revenue and before the debt downgrades, interest payments would increase to about $7 billion by the end of the fiscal plan. To put that in perspective, that would be the equivalent of 30% or more of personal income taxes just to pay interest.”
He continued:
“The debt downgrades mean the province will have to pay more in interest—likely 1/4 to 1/2% more. On $220+ billion, that could mean $1 billion more in interest. That could be about $200 per man, woman and child annually in more interest by 2027.”
And with no plan to rein in spending, Rustad issued a stark warning:
“The compounding problem is: will this mean service cuts, more taxes, or yet more debt to be paid by our children?”
Final Thoughts
So here’s a question no one on CBC is going to ask: What actually happens when a progressive government can’t manage a budget? I’ll tell you. You get poorer. That’s what happens. You, the person who gets up every day and works a real job, pays the price while the people in charge keep living large off your labour.
Let’s walk through it. First, you pay provincial income tax—a tax just for working. Imagine that. You go out, earn a living, and the government takes a cut just because you dared to be productive. Then there’s the PST—you buy something, anything, and you get taxed again. Why? Because you had the audacity to participate in the economy.
And then there’s the carbon tax, the holy grail of progressive grifts. This wasn’t about saving the planet—it was about propping up the very same government that couldn’t manage a piggy bank, let alone a provincial budget. That tax was floating David Eby’s spending addiction. Now it’s gone, and surprise—there’s no plan to replace it. Just more debt, more interest, and more economic chaos.
But wait—here’s the part that really insults your intelligence. After taxing you into the ground, they turn around and say, “Don’t worry, we’ll give you a rebate.” A rebate? You mean you’re going to give me back a tiny fraction of the money you stole from me and act like you’re doing me a favour? Please. That’s not generosity—it’s gaslighting. It’s economic abuse wrapped in a government cheque.
And that’s why I keep saying it: fiscal responsibility matters. Because I’d rather have that money in my wallet, feeding my kids, paying my bills, building my future—than watching David Eby burn it on pet projects, political theatre, and bloated bureaucracy.
But here’s the thing—there is hope. It’s not all doom and despair. In the last election, something incredible happened. The BC Conservatives, a party written off by the elites and ignored by the media, pulled off a political miracle. They surged from obscurity to contention—why? Because regular people are waking up. Because the voters who pay the bills, raise the kids, and still believe in common sense are done being treated like ATMs for a government that doesn’t even pretend to respect them.
And maybe—just maybe—after a little more pain, after a little more David Eby-style financial recklessness, the voters of this province will finally realize why fiscal responsibility matters. Not because it sounds good in a press release, but because without it, your future vanishes. Your freedom shrinks. And the people in charge? They just keep spending.
So next time, when the ballots are counted and the smoke clears, maybe British Columbia will finally remember who this province belongs to—not to bureaucrats, not to activists, not to the political class in Victoria—but to you.
And that day can’t come soon enough.
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Business
California planning to double film tax credits amid industry decline

From The Center Square
By
California legislators have unveiled a bill to follow through with the governor’s plan of more than doubling the state’s film and TV production tax credits to $750 million.
The state’s own analysis warns it’s likely the refundable production credits generate only 20 to 50 cents of state revenue for every dollar the state spends, and the increase could stoke a “race to the bottom” among the 38 states that now have such programs.
Industry insiders say the state’s high production costs are to blame for much of the exodus, and experts say the cost of housing is responsible for a significant share of the higher costs.
The bill creates a special carve-out for shooting in Los Angeles, where productions would be able to claim refundable credits for 35% of the cost of production.
California Gov. Gavin Newsom announced his proposal last year and highlighted his goal of expanding the program at an industry event last week.
“California is the entertainment capital of the world – and we’re committed to ensuring we stay that way,” said Newsom. “Fashion and film go hand in hand, helping to express characters, capture eras in time and reflect cultural movements.”
With most states now offering production credits, economic analysis suggests these programs now produce state revenue well below the cost of the credits themselves.
“A recent study from the Los Angeles County Economic Development Corporation found that each $1 of Program 2.0 credit results in $1.07 in new state and local government revenue. This finding, however, is significantly overstated due to the study’s use of implausible assumptions,” wrote the state’s analysts in a 2023 report. “Most importantly, the study assumes that no productions receiving tax credits would have filmed here in the absence of the credit.”
“This is out of line with economic research discussed above which suggests tax credits influence location decisions of only a portion of recipients,” continued the state analysis. “Two studies that better reflect this research finding suggest that each $1 of film credit results in $0.20 to $0.50 of state revenues.”
“Parks and Recreation” stars Rob Lowe and Adam Scott recently shared on Lowe’s podcast how costs are so high their show likely would have been shot in Europe instead.
“It’s cheaper to bring 100 American people to Ireland than to walk across the lot at Fox past the sound stages and do it and do it there,” said Lowe.
“Do you think if we shot ‘Parks’ right now, we would be in Budapest?” asked Scott, who now stars in “Severance.”
“100%,” replied Lowe. “All those other places are offering 40% — forty percent — and then on top of that there’s other stuff that they do, and then that’s not even talking about the union stuff. That’s just tax economics of it all.”
“It’s criminal what California and LA have let happen. It’s criminal,” continued Lowe. “Everybody should be fired.”
According to the Public Policy Institute of California, housing is the single largest expense for California households.
“Across the income spectrum, 35–44% of household expenditures go to covering rent, mortgages, utilities and home maintenance,” wrote PPIC.
The cost of housing due to supply constraints now makes it nearly impossible for creatives to get their start in LA, said M. Nolan Gray, legislative director at housing regulatory reform organization California YIMBY.
“Hollywood depends on Los Angeles being the place where anybody can show up, take a big risk, and pursue their dreams, and that only works if you have a lot of affordable apartments,” said Gray to The Center Square. “We’ve built a Los Angeles where you have to be fabulously wealthy to have stable and decent housing, and as a result a lot of folks either are not coming, or those who are coming need to paid quite a bit higher to make it worth it, and it’s destroying one of California’s most important industries.”
“Anybody who arrived in Hollywood before the 2010s, their story is always, ‘Yeah, I showed up in LA, and I lived in a really, really dirt-cheap apartment with like $10 in my pocket.’ That just doesn’t exist anymore,” continued Gray. “Does the Walt Disney of 2025 not take the train from Kansas City to LA? Almost certainly not. If he goes anywhere, he goes to Atlanta.”
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