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Middle Class

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The Middle Class

The middle class.

This phrase is shrouded in mystery but typically refers to ones occupation, income, education and social status in relation to others.

Depending on the political party using the term, the underlying definition can change.

The Liberal Party has an entire section of it’s 2019 election platform dedicated to the middle class and people working hard to join it.

Unfortunately, the Minister of Middle-Class Prosperity has had difficulties defining the characteristics of the people she was elected to represent.

Excuse me if I’m a little concerned that the middle class might be forgotten as a result.

Tax Free

Making Life More Affordable

Any claims of government giving anything to citizens “tax free” should be met with scrutiny.

All government funding ultimately comes from taxpayers so to suggest that government can give you tax free funds is simply not accurate. Someone is being taxed in order to provide the benefits.

Effective for 2016 tax filings, the Liberal Government lowered the tax rate on income in the 2nd tax bracket by 1.5%. This bracket currently applies to income between $48,535 to $97,069. All other brackets have either remained the same or increased since that time.

For those earning up to the maximum of $97,069, this results in tax savings of $1,456.

In conjunction with the 1.5% tax drop, the Liberal Government removed the Family Tax Cut (FTC). This allowed families with children to notionally transfer income from the spouse with higher annual income to the other spouse.

Depending on your situation, this could result in a tax credit of up to $2,000.

Effective in 2019, the Liberal Government implemented an increase in the Canada Pension Plan annual rates. By 2023, this will result in additional annual employee contributions of $1,107 for those earning above the annual ceiling of $65,700.

The employer portion would increase in proportion, putting further pressure on small business cash flows.

While the Liberal Government may claim that they are “making life more affordable”, the numbers above paint a different picture.

Income Tax Act

What should the government do?

The Canadian Income Tax Act (ITA) has not seen a major review since the late 1960’s. It is now a patchwork of legislation that is difficult for even seasoned Chartered Professional Accountants to apply into practice.

Complexities within the ITA result in a significant added administrative burdens. Instead of focusing on growing your business, creating jobs or planning for retirement, significant time is lost navigating the ITA.

The government should immediately engage in a full scale review of the ITA. The review must consult the private sector and address all major industries across Canada. The revisions should be made in such a way as to allow for amendments in future as the economy continues to evolve.

Key areas that should be the focus of a review:

  1. Simplify: The tax system needs to be fair, efficient and competitive.

  2. Modernize: Tax policy needs to be able to keep up with the digital economy.

  3. Be Supportive: Changes to Canada Revenue Agency (CRA) policies that will ease compliance for taxpayers.

Keep it Simple

Simple:

In Alberta, there are now nine personal tax brackets, a patch work of credits and numerous complexities to navigate in complying with regulations relating to owner-operator business.

Serious consideration should be given to shift away from taxing income and toward taxing consumption instead. It is far more beneficial to tax activities that reduce the wealth of society, ie. consumption, rather than tax the creation of wealth.

The simplest way to make the shift to a consumption based tax system would be to increase the rate of federal GST. This would be offset with reductions in personal tax rates. The personal tax rate drops could be implemented in a manner that preserves the progressive tax regime, but with significantly fewer tax brackets.

For those in the lower tax brackets, the majority of their annual income is spent on non-GST’able expenditures such as groceries, rent and health care. Those with higher disposable incomes would contribute more to government revenues as a result. This preserves the progressive tax regime, protects the vulnerable and doesn’t penalize the creation of wealth.

More comprehensive reforms could also be analyzed to determine the best solution for Canadians.

Update

Modernize:

In recent months, there has been a growing call for government to implement a “wealth tax”. The New Democratic Party has suggested that a 1% on families with a net worth in excess of $20 million would generate net tax revenue of $5.6 billion in 2020-21.

As mentioned above, government should not introduce further tax on the creation of wealth. This tax policy will only further drive investment out of the country at a time that we can ill afford it.

Additionally, there have been calls to add an additional layer of tax on big tech companies, most notably Google, Amazon, Facebook and Apple. There is no doubt that these companies have seen record profits in 2020 but haphazardly implementing a 3% tax on the revenues of these companies will likely back fire.

The reason why large corporations are able to take advantage of low tax rates in foreign jurisdictions is due to varied rates across the globe. If one jurisdiction makes the decision to implement a tax increase, naturally, corporations will seek out lower tax jurisdictions.

If government is concerned with tech giants skirting federal taxes, they need to consult with all jurisdictions in which these companies operate. A unilateral tax will simply resulting in these corporations moving profits to lower tax jurisdictions.

Support

Be Supportive:

The Canada Revenue Agency is typically thought of with disdain by many Canadian taxpayers. Some of these feelings are self induced, others are not.

Much like the difficulties that individuals and businesses have in navigating the Income Tax Act (ITA), the same can be said for CRA agents. While the senior agents typically have specific training and field experience, the majority of front line CRA agents simply do not have the necessary training to effectively help taxpayers navigate the complexities of the ITA.

In order for the CRA to provide more supportive service to taxpayers, they too need to see a reform in the ITA. It simply is not fair to ask agents to be able to interpret the ITA and how it applies to each taxpayer they speak with.

Secondly, the CRA needs to revise audit training procedures for their agents that considers materiality of each case. Far too often I see audit cases that request significant amounts of supporting documentation in response to a taxpayers nominal expense claim. Some of these being less than $100.

This places a significant administrative burden on taxpayers, specifically small business owners. It also leads to a great deal of frustration, which further damages the relationship between this government agency and the general public.

 

Final Thoughts

Final Thoughts

Canada’s middle class has fallen on difficult times in recent years. This has only been exasperated by the impacts of COVID-19.

For far too long, Canada has lost investment and stymied growth due to its archaic tax regime.

The Liberal government has promised to “build back better” and create an economy that is just and equitable for all. Details of these plans remain to be seen.

Instead of grandiose plans stemming from pie-in-the-sky slogans, the government should immediately look to reform the tax system.

Focusing on simplicity, modernization and reducing administrative burden will give taxpayers the confidence to know that their hard work will translate into consistent after-tax earnings.

It’s time to unleash the power of the Canadian worker, supported by a competitive and modern tax regime. Future generations depend on it.

https://www.jaredpilon.com/

I have recently made the decision to seek nomination as a candidate in the federal electoral district of Red Deer - Mountain View. As a Chartered Professional Accountant (CPA), I directly see the negative impacts of government policy on business owners and most notably, their families. This has never been more evident than in 2020. Through a common sense focus and a passion for bringing people together on common ground, I will work to help bring prosperity to the riding of Red Deer – Mountain View and Canada. I am hoping to be able to share my election campaign with your viewers/readers. Feel free to touch base with me at the email listed below or at jaredpilon.com. Thanks.

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Crime

First Good Battlefield News From Trump’s Global War on Fentanyl

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From for the Daily Wire

Maltz attributes slowing fentanyl smuggling directly to Trump’s controversial 25% trade tariffs, which compelled the first Mexican military raids against production labs in Sinaloa Cartel-controlled Culiacán, Mexico.

It’s early but not too early to note that President Donald Trump’s all-out World War on cross-border fentanyl smuggling into the United States, the highly lethal synthetic opiate responsible for 120,000 American overdose deaths in recent years, is achieving remarkable impacts for the first time in a decade.

A key indicator of broader total smuggling at and between the southern border’s ports of entry — U.S. law enforcement seizures of fentanyl — has dropped 50% since the November election, indicating a greater decline in total fentanyl smuggling.

That decline is attributable to Trump’s reset of U.S. Customs and Border Protection orders to aggressively hunt the drug as they and thousands of active-duty soldiers are now free of the distracting duty of processing hundreds of thousands of illegal immigrants crossing the southern border every month throughout Joe Biden’s term. Trump policies quickly ended that mass migration distraction, as I wrote in The Daily Wire on March 20.

A 2024 seizure of fentanyl pills manufactured in Mexico. DEA photo.

A 2024 seizure of fentanyl pills manufactured in Mexico. DEA photo.

For context on the change with inbound fentanyl flows, from 2019 to 2023, the amounts seized rose every year in tandem with American overdose deaths and remained high in the 2,000-pound monthly range during 2024.

But In December and January, President-elect Trump threatened devastating trade tariffs against Mexico if they did not seriously crack down on cartel production and smuggling even before he entered office.

From October 2024 to January 2025, Southwest Border seizures of fentanyl fell from 2,000 pounds in 85 seizure events, to 990 pounds in 47 seizure events, CBP seizure data shows. Then in February 2025, seizures plummeted even further to 590 pounds in 45 events.

Combined, those January and February numbers are 50% less than the same period in 2024 and among the very lowest monthlies recorded since 2020.

City of Scottsdale, AZ, police department.

City of Scottsdale, AZ, police department.

Ranking administration officials, Border Patrol supervisors who hunt the drug on the ground, and media reporting from cartel laboratory-infested regions of Mexico tell us that March’s seizure numbers will solidify a reversal of a deadly decade-long upward fentanyl smuggling trend.

“Trump’s policies are having an impact, one hundred percent,” Acting Administrator of Trump’s Drug Enforcement Administration Derek Maltz told me for this Daily Wire story. And for Americans concerned about the scourge of fentanyl, there’s much more they will find surprising.

A Remarkable Display Of Cartel Pragmatism In Response To Trump

Derek Maltz speaking with attendees at the 2023 AmericaFest at the Phoenix Convention Center in Phoenix, Arizona. Photo by Gabe Skidmore. CC BY-SA 2.0. Wikimedia Commons.

Derek S. Maltz, U.S. Drug Enforcement Administration. Photo by Gabe Skidmore. Wikimedia Commons.

What Maltz said next almost defies commonly believed narratives about Mexico’s cartel crime syndicates — especially the idea that they are more impulsively violent than strategic and pragmatic. Yet, according to Maltz, cartel leaders appear to have opted for a surprising strategic change in the face of Trump’s campaign against them over fentanyl.

The cartels appear to have determined that since Trump is so bad for business, they have decided to quit smuggling it into the American market and send it to Europe and other parts of the world instead. What to do about the lost revenue? Easy. Make up the difference by shipping greater volumes of less-politically and physiologically lethal drugs like cocaine and methamphetamine, Maltz said.

“We got their attention with a lot of talk about the deaths in America, and the cartels got very concerned. It became a business decision.” Maltz told me.

Indeed, cartels in the fentanyl crosshairs are facing a unique, existential threat that no prior president in modern times has imposed, over just this one line of cartel business. While it’s too early for anyone to declare victory in Trump’s unprecedented war on fentanyl, Maltz attributes slowing fentanyl smuggling directly to Trump’s controversial 25% trade tariffs, which compelled the first Mexican military raids against production labs in Sinaloa Cartel-controlled Culiacán, Mexico.

After his November 2024 election win, Trump vowed to follow through with executive orders that would establish punishing tariffs on China for tolerating the export of precursor fentanyl-making chemicals to Mexico. And almost since inauguration day, Trump’s moves have compelled the destruction of laboratories.

WASHINGTON, DC - MARCH 14: U.S. President Donald Trump (L) looks on as Anne Fundner speaks about losing her 15-year-old son to fentanyl during a visit to the Justice Department March 14, 2025 in Washington, DC. As he has used the department to punish enemies, Trump is expected to deliver what the White House calls a law-and-order speech and outline steps he will take to counter “weaponization” of the department. (Photo by Andrew Harnik/Getty Images)

Andrew Harnik/Getty Images

He designated nine Mexican cartels as Foreign Terrorist Organizations subject to global financial isolation, surveillance and terrorism charges for anyone who partners with them.

The cartels no doubt also felt heat from unspecified threats of possible U.S. military action against them and their labs. Indeed, Trump has increased U.S. spy flights over Mexico, repositioned CIA officers into Mexico, deployed war ships to the Pacific and Gulf of America, and put specialized light infantry divisions on the southern border facing Mexico.

An Unlikely Source Of Credit For Trump: The New York Times

As part of the Trump administration, Maltz might be expected to lose some credibility by crediting his boss’s policies for good news about fentanyl.

Maltz is hardly alone, however, in attributing Trump’s policies to early apparent success. Natalie Kitroeff, the New York Times’ Mexico City bureau chief toured some manufacturing labs in the city of Culiacán with another reporter in December 2024, the Sinaloa Cartel-controlled city believed to be Mexico’s central hub for manufacturing fentanyl with well over 100 labs.

alxpina. Getty Images. View of the historic center of Culiacán, capital city of the state of Sinaloa, with the main Alvaro Obregón street that runs from north to south.

Getty Images. View of the historic center of Culiacán, capital city of the state of Sinaloa, with the main Alvaro Obregón street that runs from north to south.

In a March 2025 interview on the newspaper’s The Daily podcast, Kitroeff said she returned to Culiacán after Trump’s inauguration “to see whether all of the pressure that Trump had put on Mexico had led to real changes, whether any of this actually made a difference.”

After serendipitously witnessing Mexican troops raiding labs as she drove through Culiacán on a follow-up trip, Kitroeff’s conclusion was clear.

“It was really remarkable. The dynamics, it seemed, had completely changed from the last time we were there,” she said, adding that her cartel sources “told us there was basically no production of fentanyl happening in the city. It had totally plummeted, fallen off a cliff” because “there is such an intense crackdown by the government right now.”

“Is this all because of Trump?” the show’s host Michael Barbaro asked Kitroeff.

“Yeah, I think that’s what it looks like to a lot of people, a lot of regular Mexicans, a lot of cartel members, and a lot of security experts who have been studying this for a long time,” she responded.

“I think it’s pretty clear that the amount of progress, arrests, raids, lab busts, the pace of these actions is something that we’ve not seen in recent history in Mexico. One analyst told us, we’ve seen in one month what we might have seen in years,” Kitroeff continued. “I think what we’ve seen is that at least in this context, in this month, and in this place, the tariffs worked, for now at least.”

The reporter and Maltz said production still goes on elsewhere in Mexico.

But Maltz said his government intelligence suggests the cartels are contemplating shipping the drug to Europe, Australia and to other wealthy developed countries but not as much to the United States because of the Trump heat.

“They’re going to produce it and ship it over that way instead,” he said. “There’s a very good chance that other parts of the world may be getting shipments of fentanyl from the cartels, unless they just curtail the production altogether, which I don’t see happening.”

He and others also note that U.S. law enforcement began seizing higher volumes of cocaine and methamphetamine smuggled over the border since Trump’s election instead of fentanyl, also suggesting a self-preserving cartel strategy change.

What About American Deaths? 

Leavenworth, Kansas. Anti drug sign to stop Fentanyl from stealing families. . (Photo by: Michael Siluk/UCG/Universal Images Group via Getty Images)

Michael Siluk/UCG/Universal Images Group via Getty Images

Another vital indicator that warrants tracking as a means to judge the long-term success of Trump’s muscular fentanyl initiatives: overdose deaths.

It’s just too early to know how the apparently falling smuggling rates translate into saved lives. Significant declines in overdose deaths began a year ago, according to the latest Center for Disease Control report on the subject, which lags real time by four months. Death rates fell by 24% for the 12 months through September 2024, from 114,000 to a still outrageous 87,000. The CDC attributes the decline to better life-saving treatment and awareness programs inside the United States but also to a factor it dubs without elaboration “shifts in the illegal drug supply.”

12 Month-ending Provisional Number and Percent Change of Drug Overdose Deaths. Based on data available for analysis on: March 2, 2025. Provisional Drug Overdose Death Counts. National Center for Health Statistics. CDC. https://www.cdc.gov/nchs/nvss/vsrr/drug-overdose-data.htm

National Center for Health Statistics. CDC.

That factor almost assuredly is a reference to a secretive deal that President Joe Biden bartered for Mexico in December 2023 to deploy 35,000 troops with orders to militarily contain illegal immigration flows in deep southern Mexico to help Biden’s presidential reelection campaign defend its border policies against Trump. Mexico responded to Biden’s favor request with major impactful force throughout the Biden or Harris reelection campaign that dramatically reduced human smuggling, as I frequently reported, and also no doubt hindered some fentanyl smuggling.

Trump watchers and all Americans who authentically care about the extreme damage this drug from Mexico has wrought on the United States should hope seizures continue to plummet as this likely means less is getting smuggled over. But Americans deserve to know if “shifts in illegal drug supply” is saving far more American lives.

If that body count number alone continues an even faster decline, Trump will have earned his country’s enduring gratitude and a place of reverence in American history. So far, anyway, the early results give rise to optimism.

* * *

Todd Bensman is a Senior National Security Fellow, Center for Immigration Studies and a two-time National Press Club award winner. He is a graduate of the University of Missouri School of Journalism and a 23-year veteran newspaper reporter. He is the author of “America’s Covert Border War,” and “Overrun: How Joe Biden Unleashed the Greatest Border Crisis in U.S. History.”

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Opinion

Some scientists advocate creating human bodies for ‘spare parts.’

Published on

From LifeSiteNews

By Heidi Klessig, M.D.

The Stanford researchers admit that some people may find these ideas about clones repugnant but justify them on the basis of research already in progress.

In the 2005 sci-fi thriller The Island, Scarlett Johansson and Ewan McGregor discover that they are clones, created as an “insurance policy” for wealthy people who might need them for “spare parts.” Now, scientists at Stanford are proposing that we make this dystopian fiction a reality. On March 25, 2025, Carsten T. Charlesworth, Henry T. Greely, and Hiromitsu Nakauchi wrote in MIT Technology Review:

Recent advances in biotechnology now provide a pathway to producing living human bodies without the neural components that allow us to think, be aware, or feel pain. Many will find this possibility disturbing, but if researchers and policymakers can find a way to pull these technologies together, we may one day be able to create “spare” bodies, both human and nonhuman.

These researchers say that “human biological materials are an essential commodity in medicine, and persistent shortages of these materials create a major bottleneck to progress.” Using techniques reminiscent of Aldous Huxley’s Brave New World (in which fetuses destined for menial tasks are selectively poisoned to diminish their intelligence), they propose using human stem cells and artificial wombs to create human clones which they call “bodyoids.” The article describes it this way:

Such technologies, together with established genetic techniques to inhibit brain development, make it possible to envision the creation of “bodyoids”—a potentially unlimited source of human bodies, developed entirely outside of a human body from stem cells, that lack sentience or the ability to feel pain.

The researchers say that these neurologically impaired human clones could provide an almost unlimited source of organs, tissues, and cells for use in transplantation. They admit that some people may find these ideas repugnant but justify them on the basis of research already in progress. They correctly point out that we are already using neurologically injured people as research test subjects.

“Brain dead” people who are biologically alive but who have been declared legally dead are currently being used as test hosts for the implantation of genetically modified pig livers and kidneys. These brain-injured people who are being used as xenograft hosts are certainly alive (since they are stable enough to be used as test subjects for implanted animal organs) until they are killed at the end of the experiment for further anatomical and microscopic analysis. The Stanford scientists use this ethically problematic practice to justify creating human clones for research: “In all these cases, nothing was, legally, a living human being at the time it was used for research. Human bodyoids would also fall into that category.”

The scientists admit that human cloning raises ethical problems, saying that the use of bodyoids  “might diminish the human status of real people who lack consciousness or sentience.” But the article is clearly written in the spirit of the ends justifying the means. In their call for action, the authors conclude, “Caution is warranted, but so is bold vision; the opportunity is too important to ignore.”

On the contrary, the value of every human being is what is too important to ignore. We value and protect every person because they are made in the image of God, regardless of the way they were brought into the world. Using unconscious people as research subjects is wrong, both in the case of brain-injured people declared “legally dead” (under the logical fallacy of  brain death), and also with this new proposal for bioengineering human clones. Salve Regina University philosopher Dr. Peter J. Colosi explains it this way:

You, as the person who you are, exist even when you are not conscious, and this means that other human beings who are not conscious could also do that. In the branch of philosophy that I am calling Christian personalism, there have been many convincing arguments developed to show the reasonableness of the presence of a person in all classes of nonconscious or minimally conscious living human beings.

Also, it is wrong to create people with the sole purpose of using them to fulfill our own desires. Dr. Colosi makes this clear:

Furthermore, the creation of human beings with the deliberate intent to destroy some of them for the sake of others…is a clear example of what Pope Francis has referred to as “The Throw Away Culture”: The throwaway culture says, “I use you as much as I need you. When I am not interested in you anymore, or you are in my way, I throw you out.” It is especially the weakest who are treated this way — unborn children, the elderly, the needy, and the disadvantaged.”

Creating people to be used as commodities for “spare parts” is unconscionable. Do we really want to be spending our taxpayer dollars this way? Yet Stanford Medicine’s Center for Clinical and Translational Research and Education just received a $70 million NIH grant. The purpose of this grant is to “accelerate the translation of newly discovered biomedical treatments into interventions that improve patient care and population health.”

Rather than accelerating, we need to stop, expose, and defund these morally abhorrent attempts to purposely bioengineer neurologically impaired human clones as a source of “spare parts.” A pro-life ethic protects all human life from experimentation and abuse.

Heidi Klessig MD is a retired anesthesiologist and pain management specialist who writes and speaks on the ethics of organ harvesting and transplantation. She is the author of The Brain Death Fallacy, and her work may be found at respectforhumanlife.com.

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