Five Clever Ways to Save Money Using Your Credit Card

Using a credit card can be great for spreading the cost of big purchases, gaining purchase protection, and having a convenient way of paying for things. But you may not realize that you can also use your card to save money, as long as you use it wisely.

Here are just five clever ways in which you can save money using your credit card.

1. You Could Transfer Balances to Reduce Your Interest

If you have a credit card with a high interest rate, you could transfer the balance to a credit card that has a lower interest rate to help you make substantial savings.

Indeed, you could save hundreds of dollars. If you take advantage of a balance transfer with 0% APR, you’ll gain time to pay off your balance without having to accumulate interest.

For instance, if you move a balance of $3,000 at 17% to a card that has 0% APR for twelve months, you could save nearly $400.

You just need to ensure that you’re able to pay enough on a monthly basis in order to bring your balance back down to zero within the introductory period.

2. Make Savings on Purchases with the Discount Mall

Many of the leading credit card companies partner with retailers to provide credit card holders with regular discounts on purchases. That’s known as a discount mall.

While you’ll need to be organized and plan ahead, you can potentially save money on all kinds of purchases, from wellness spas to cinema tickets, by using a credit card company’s discount mall.

You should be able to find out which companies partner with your credit card company by looking on your card issuer’s website.

3. Look for Sign-up Bonuses

While you shouldn’t get a new credit card just for the sake of it, which could potentially actually damage your credit, if you’re already planning on opening a new credit card account, spend time comparing different card companies to find one that offers a great sign-up bonus.

You could get cash for signing up for a new credit card or you could earn points to spend on things like airline tickets. Though, there are other ways of finding cheap flights.

To save money via accessing a sign-up bonus, you’ll typically need to spend a certain amount on your card within the first few months. So, weigh up how much you could potentially save to see if this is a viable option.

If you have to spend more than you can save, you might be better off using another method to save money using your credit card

4. Take Full Advantage of Cashback Rewards

One excellent way of saving money with your credit card is to use a card that enables you to accumulate cash rewards.

If you’re able to use your credit card to pay for the majority of your expenses, you could max out your cash earnings. For instance, with the use of a credit card from SoFi, you can earn up to 3% cashback.

Simply get approved for a SoFi credit card and you can get 3% cashback rewards for a whole year. Furthermore, you get an additional $300 bonus and the chance to win a welcome bonus of up to $10,000 in reward points.

5. Look for a Credit Card That Waives International Transaction Fees

If you travel internationally on a regular basis, you’re sure to have noticed how much transaction fees can be for using your credit card abroad. With fees on transactions typically costing 3%, those fees can soon add up.

The good news is some credit card companies waive foreign transaction fees. By finding a company that waives those fees, you can make significant savings when you travel overseas.

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The bizarre story of Taro Tsujimoto

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The bizarre story of Taro Tsujimoto

Published on March 28, 2025

Todayville Content Team

The National Hockey League (NHL) has seen its fair share of strange moments, but few compare to the bizarre and hilarious tale of Taro Tsujimoto, a player who never existed. His “selection” in the 1974 NHL Draft remains one of the most legendary pranks in hockey history. If you want to wager on actual players, making the 1xBet app download is definitely a great idea.

In the 1970s, the NHL Draft was a much less glamorous event than today. It was a tedious process conducted over the phone, with teams calling in their picks. The 3 biggest highlights of what happened during that year’s draft were:

the draft dragged on for hours;
there were multiple rounds and teams selecting unknown prospects from obscure leagues;
frustrated with the monotony, Buffalo Sabres general manager Punch Imlach decided to have a little fun.

As the 11th round approached, Imlach instructed his team’s representative to draft Taro Tsujimoto, a supposed forward from the Tokyo Katanas of the Japan Ice Hockey League. The name sounded authentic enough. The league officials, unfamiliar with Japanese hockey, accepted the pick without question. By downloading the 1xBet app you will also be able to wager on great NHL teams too.

A small problem

There was a small problem with all of this, as 2 things didn’t exist: Tsujimoto and the Tokyo Katanas. Imlach had completely fabricated the player as a joke, taking advantage of the NHL’s lack of verification. When it comes to NHL wagers, there is no better platform than the 1xBet Canada site.

For weeks, the league listed Tsujimoto as an official draft pick, and even some newspapers reported on Buffalo’s mysterious new Japanese prospect. Eventually, the Sabres admitted the hoax, and the NHL was forced to retroactively erase the selection from its records.

Despite being a fictional player, Taro Tsujimoto took on a life of his own. Buffalo Sabres fans embraced the prank, and over the years, his name has become a cult legend in hockey culture. Some fans even wore jerseys with “Tsujimoto” on the back. The joke persisted so much that when EA Sports released NHL video games, players could occasionally find Tsujimoto in the game’s draft pool as a hidden Easter egg.

More than just a prank, the story of Taro Tsujimoto highlights 2 things: the quirks of old-school sports management and the creativity of one of hockey’s most colorful executives. Today, with the draft process being highly scrutinized and broadcast live, such a prank would be impossible. But Tsujimoto’s legacy lives on as one of hockey’s greatest inside jokes. What is not a joke are the great rewards that a platform like the Canadian 1xBet site can give you.

Also Interesting

60% of Canadians gamble each month – why the industry is going from strength to strength

Published on March 26, 2025

Todayville Content Team

When it comes to regulating gambling, Canada has a somewhat relaxed approach. The Canadian Gaming Association oversees the industry, but it’s up to individual provinces to enact and enforce any laws relating to online casino gaming, sports betting, traditional casino gaming, and other forms of gambling.

Canada’s online casino gaming laws are not totally clear, but individual provinces are starting to put this right. Ontario was the first and did so when it launched its own regulated igaming market in April 2022. Now some other provinces have followed suit, creating a safer igaming environment for players in those provinces. Below is a look at gambling in Canada compared to other parts of the world, at gaming laws in Alberta compared to other provinces, and at the future of the Canadian, US, and UK gambling industries.

Canada: a forever love of gambling

Gambling in some form or other has always been popular in Canada. Way back in the 1990s, research found six in ten Canadians (60%) gambled every month. Additionally, four in ten (43%) spent between 1 and 20 Canadian dollars on gambling. Fast forward to today and the Canadian gambling market is worth 14.2 billion US dollars as of January 2024, according to data on the website of consumer and market data company Statista.

It seems Canada enjoys wagering just as much as two other countries that love a gamble: the US and the UK. Data on the Statista website shows that 49% of US adults took part in gambling activities in 2023. Fifty-six percent said their attitude towards gambling had relaxed, compared to the 50% of 2019.

The UK returned similar stats for the same year. Forty-eight percent of adults reported engaging in gambling activity. Online casinos generated the most gross gambling yield in 2023, but it was the nation’s National Lottery that people played the most.

Alberta: following Ontario’s lead

The regulatory developments in Ontario have triggered movement in Alberta. In May 2024, Bill 16, the Red Tape Reduction Amendment Act, made it through the process and later received Royal Assent to become law. The act removes the monopoly of gaming by a single government entity and will allow private operators, licensed by Alberta’s provincial regulator, to provide online gaming services in Alberta, meaning players will have a choice of more than one Alberta online casino to play at.

The regulation transforms Alberta into one of the more liberal provinces when it comes to online gambling, others being Quebec, Ontario, and British Columbia.

Several provinces, such as Novia Scotia and Northwest Territories, have no provincially regulated online gaming sites. Some also restrict betting on horse racing and/or other types of sports betting, obliging citizens to use international betting sites for freedom from caps and betting on as many events as they wish.

What lies ahead for the Canadian, US, and UK gambling industries?

Canada’s appetite for gambling is clear, and the industry’s online sector is beginning to thrive. Ontario has enjoyed vast success by creating its own regulated market, one which, in just its first year, saw Canadians place billions in wagers and the industry itself generate more than a billion in total gaming revenue.

Canada can expect to see other provinces follow Ontario’s lead and allow private operators to provide services in the province under license. The purpose of the regulation is player protection. Any province that develops a regulated market will focus on this, so there will also be regulations around the advertising of gambling services.

The US

Gambling online is the future for the US, too, although states are slow to legalize it. As of September 2024, 38 states had legalized sports betting, following the US Supreme Court’s ruling that states could regulate sports gambling directly.

Despite allowing sports betting, some states only permit in-person betting, and only a few states allow online casino gaming. Operators believe online casino gaming is the future of gambling.

The UK

In the UK, the use of artificial intelligence (AI) will get bigger and bigger. Companies have realized AI can enhance players’ experience and are embracing it more and more. For instance, sports betting websites can use it to crunch data and provide iGamers with stats and other data to make better betting decisions. They’re also understanding they can use AI to prioritize content players are likely to be interested in and to personalize their offerings and services to players’ preferences.

Canada enjoys gambling as much as America and the UK. Although laws around igaming are more of a grey area in Canada, some provinces are clearing the issue up by creating regulated markets and experiencing great success. As time goes by, more are sure to follow.