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Financial Advice From Your Future Self

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Financial Advice From Your Future Self

By Investors Group / May 2016

3 crucial savings tips you need to know about now.

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What would you tell your younger self about money? The earlier you begin, the greater your rewards.

If your future self could give you some advice, it would probably sound an awful lot like this: ā€œStart early. Ask for help. Have fun!ā€

A group of retirees recently shared very similar sentiments about their finances in an Investors Group and PMG Research report called Value of Advice in Canadaā€™s Retirement Market.

Why not learn from their financial mistakes and successes to get yourself on solid footing as you start to save for your retirement? Hereā€™s the advice retirees would have wanted to share with their 20-something selves:

Start early

Make the magic of compound interest work for you by starting your savings as early as possible. Debt reduction is important, too, but donā€™t let it interfere with your plans to save ā€“ even the smallest amount saved early will grow.

Ask for help

Working with a financial advisor to create a fully comprehensive financial plan brings great benefits, including increased investment discipline and greater savings. Again, the earlier you begin, the greater your rewards.

Have fun

Those surveyed said retirement is easier if you know what you like to do. If you are lucky enough to do work that is aligned with your interests and passions, you may not even want to retire!

For more information CLICK HERE.

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Tesla Vandals Keep Running Into The Same Problem ā€¦ Cameras

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From theĀ Daily Caller News Foundation

By Hudson Crozier

People damaging Teslas in anger toward their owners and Elon Musk arenā€™t picking up on the fact that the vehicles have multiple cameras capable of catching them in the act.

At least nine perpetrators have been caught on video keying, writing graffiti or otherwise defacing Tesla vehicles in parking lots across the U.S. in the month of March alone. Most have led to an arrest or warrant based partly on the footage, which Teslaā€™s ā€œSentry Modeā€ automatically films from the side of the unattended vehicle when it detects human activity nearby.

ā€œSmile, youā€™re on camera,ā€ Tesla warned in aĀ March 20 X postĀ about its Sentry Mode feature. Muskā€™s company has been working toĀ upgradeĀ Sentry Mode so that the vehicles will soon blast music at full volume when vandals attack it. The camera system, however, has not stopped an increasing number of vandals from singling out Tesla owners, usually in protest ofĀ Muskā€™s workĀ in the Trump administration for the Department of Government Efficiency (DOGE).

One incidentĀ happenedĀ on March 29, the same day leftistsĀ coordinated protestsĀ around the country for a ā€œGlobal Day of Actionā€ against Musk.Ā That Saturday also saw alleged instances ofĀ violenceĀ atĀ protests. The demonstrations stemmed from an online call to action by groups such as the Disruption Project, which encourages activists to foment ā€œuprisings,ā€ find a ā€œtargetā€™sā€ home address and other confrontational tactics.

Teslaā€™s press team did not respond to a request for comment.

One man allegedly caught on cameraĀ keying a Tesla SUVĀ on March 24 apologized to the owner who confronted him in a parking lot in Pennsylvania, police andĀ media reportsĀ said. The man faces charges of criminal mischief, harassment and disorderly conduct for allegedly carving a swastika onto the vehicle.

ā€œI have nothing against your car, and I have nothing against you,ā€ the suspect said while the owner filmed him in the parking lot. ā€œObviously, I have something against Elon Musk.ā€ The man called his own behavior ā€œmisguided.ā€

The defendantā€™s lawyer told Fox News his ā€œclient is a proud father, long-time resident, and is currently undergoing cancer treatmentā€ and that he would not comment publicly ā€œpending the outcome of the case.ā€

One of the most aggressive acts caught by Sentry ModeĀ was in the case of a man who drove an ATV-style vehicle into a Tesla on March 25. Texas policeĀ identified the manĀ as Demarqeyun Marquize Cox, arrested him and said he allegedly gave two other nearby Teslas the same treatment while also writing ā€œElonā€ on them. The public defender office representing Cox did not respond to a voicemail from the Daily Caller News Foundation.

Tesla cameras also caught three other people inĀ Florida,Ā TexasĀ andĀ ArizonaĀ keying and smearing bubble gum on the vehicles in March.Ā The three suspects named by police do not have attorneysĀ listedĀ inĀ countyĀ recordsĀ available for contact.

Many of the vandalism cases since Trumpā€™s return have reportedly caused thousands of dollars in damage for individual owners. For example, the bubble gum incident in Florida brought $2,623.66 in costs, while anotherĀ keying incidentĀ in Minnesota brought $3,200.

Some reported attacks on Tesla vehicles and chargers haveĀ gotten the attentionĀ of federal law enforcement, including cases of alleged firebombing or shooting.

Two other suspected vandals inĀ New York, one inĀ MinnesotaĀ and one inĀ MississippiĀ have reportedly avoided arrest for now ā€” with one owner declining to press charges ā€” but were all seen on the Teslasā€™ cameras scratching up the vehicles. Police identified the Mississippi suspect as an illegal migrantĀ from Cuba.

One Tesla owner in North Dakota ridiculed a man who allegedly carved the letter ā€œFā€ into his Cybertruck in a Costco parking lot ā€” as seen on the Cybertruckā€™s camera. The defendant faces charges of criminal mischief, andĀ county recordsĀ say he is representing himself in court.

ā€œI canā€™t believe this guy is potentially ruining his life to follow a political ideology,ā€ the ownerĀ told WDAY News.

ā€œIf youā€™re going to vandalize these vehicles, youā€™re going to get caught,ā€ the owner said.

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Carbon Tax

The book the carbon taxers donā€™t want you to read

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By Franco Terrazzano

Prime Minister Mark Carney wrote a 500-page book praising carbon taxes.

Well, I just wrote a book smashing through the governmentā€™s carbon tax propaganda.

It tells the inside story of the fight against the carbon tax. And itā€™s THE book the carbon taxers donā€™t want you to read.

My book is called Axing the Tax: The Rise and Fall of Canadaā€™s Carbon Tax.


Ā 
Axing the Tax: The Rise and Fall of Canadaā€™s Carbon TaxĀ 

Every now and then, the underdog wins one.

And it looks like thatā€™s happening in the fight against the carbon tax.

Itā€™s not over yet, but support for the carbon tax is crumbling. Some politicians vow to scrap it. Others hide behind vague plans to repackage it. But virtually everyone recognizes support for the current carbon tax has collapsed.

It wasnā€™t always this way.

For about a decade now, powerful politicians, government bureaucrats, academics, media elites and even big business have been pushing carbon taxes on the people.

But most of the time, politicians never asked the people if they supported carbon taxes. In other words, carbon taxes, and the resulting higher gas prices and heating bills, were forced on us.

We were told it was good for us. We were told carbon taxes were inevitable. We were told politicians couldnā€™t win elections without carbon taxes, even though the politicians that imposed them didnā€™t openly run on them. We were told that we needed to pay carbon taxes if we wanted to leave a healthy environment for our kids and grandkids. We were told we needed to pay carbon taxes if we wanted to be respected in the international community.

In this decade-long fight, it would have been understandable if the people had given up and given in to these claims. It would have been easier to accept what the elites wanted and just pay the damn bill. But against all odds, ordinary Canadians didnā€™t give up.

Canadians knew you could care about the environment and oppose carbon taxes. Canadians saw what they were paying at the gas station and on their heating bills, and they knew they were worse off, regardless of how many politicians, bureaucrats, journalists and academics tried to convince them otherwise. Canadians didnā€™t need advanced degrees in economics, climate science or politics to understand they were being sold a false bill of goods.

Making it more expensive for a mom in Port Hope to get to work, or grandparents in Toronto to pay their heating bill, or a student in Coquitlam to afford food wonā€™t reduce emissions in China, Russia, India or the United States. It just leaves these Canadians, and many like them, with less money to afford everything else.

Ordinary Canadians understood carbon taxes amount to little more than a way for governments to take more money from us and dictate how we should live our lives. Ordinary Canadians also saw through the unfairness of the carbon tax.

Many of the elites pushing the carbon taxā€”the media, politicians, taxpayer-funded professors, laptop activists and corporate lobbyistsā€”were well off and wouldnā€™t feel the brunt of carbon taxes. After all, living in a downtown condo and clamouring for higher carbon taxes doesnā€™t require much gas, diesel or propane.

But running a business, working in a shop, getting kids to soccer and growing food on the farm does. These are the Canadians the political class forgot about when pushing carbon taxes. These are the Canadians who never gave up. These are the Canadians who took time out of their busy lives to sign petitions, organize and attend rallies, share posts on social media, email politicians and hand out bumper stickers.

Because of these Canadians, the carbon tax could soon be swept onto the ash heap of history. I wrote this book for two reasons.

The first is because these ordinary Canadians deserve it. They worked really hard for a really long time against the odds. When all the power brokers in government told them, ā€œDo what we sayā€”or pay,ā€ they didnā€™t give up. They deserve to know the time and effort they spent fighting the carbon tax mattered. They deserve all the credit.

Thank you for everything you did.

The second reason I wrote this book is so people know the real story of the carbon tax. The carbon tax was bad from the start and we fought it from the start. By reading this book, you will get the real story about the carbon tax, a story you wonā€™t find anywhere else.

This book is important because if the federal Liberalsā€™ carbon tax is killed, the carbon taxers will try to lay blame for their defeat on Prime Minister Justin Trudeau. They will try to say that carbon taxes are a good idea, but Trudeau bungled the policy or wasnā€™t a good enough salesman. They will try to revive the carbon tax and once again make you pay more for gas, groceries, and home heating.

Just like with any failed five-year plan, there is a lingering whiff among the laptop class and the taxpayer-funded desk rulers that this was all a communication problem, that the ideal carbon tax hasnā€™t been tried yet. I can smell it outside my office building in Ottawa, where I write these words. We canā€™t let those embers smoulder and start a fire again.

This book shows why the carbon tax is and always will be bad policy for ordinary Canadians.

Francoā€™s note: You can pre-order a copy of my new book, Axing the Tax: The Rise and Fall of Canadaā€™s Carbon Tax, here:Ā https://www.amazon.ca/Axing-Tax-Rise-Canadas-Carbon

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