Alberta
New mandatory province-wide measures to battle COVID will affect every business and family
From the Province of Alberta
New mandatory provincewide measures to protect lives
New mandatory health measures go into effect immediately to protect lives.
Expanded health measures will be in effect provincewide. All Albertans, businesses, organizations and service providers must follow all new health measures. These restrictions will be in place for a minimum of four weeks.
“Alberta has sought to protect both lives and livelihoods from the beginning of the pandemic. The recent surge in COVID-19 hospitalizations will threaten our health-care system and the lives of many vulnerable Albertans unless further action is taken now. With the promise of a vaccine early in 2021, we can see the end of this terrible time. But all Albertans must take this more seriously than ever by staying home whenever possible, and following these new measures.”
“Alberta’s case numbers and hospitalizations have reached a point where we must take stricter measures in order to protect capacity in our health system. These mandatory new health measures are some of the strictest we’ve implemented, but they are absolutely critical to the future of our province.”
“These mandatory measures will help us slow the spread of COVID-19. This will require individual sacrifices that are necessary to protect our province. It’s not just about one person, it’s about doing what we can to protect and save our loved ones, colleagues, neighbours, and even strangers. Following these public health measures is how we as Albertans care for and protect each other.”
New expanded mandatory measures come into effect Dec. 8 for social gatherings and mandatory masking. All others come into effect at 12:01 a.m., Dec. 13.
Social gatherings – immediate
- All indoor and outdoor social gatherings – public and private – are prohibited.
- Close contacts are limited to household members only.
- Individuals who live alone will be allowed up to two close contacts for in-person visiting, with those two people remaining the same for the duration of the restriction period.
- Festivals, parades, events, concerts, exhibitions, competitions, sport and performance remain prohibited.
Masking – immediate
- The mandatory indoor public masking requirement will be extended provincewide.
- Public spaces include locations where a business or entity operates and is applicable to employees, visitors and the general public.
- Applies to all indoor workplaces and facilities outside the home.
- Farm operations are excluded.
- Rental accommodations used solely for the purposes of a private residence are excluded.
Places of worship – starting at 12:01 a.m., Dec. 13
- All places of worship will be limited to 15 per cent of fire code occupancy for in-person attendance.
- Virtual or online services are strongly encouraged.
- Drive-in services where individuals do not leave their vehicles and adhere to guidance will be permissible and are not subject to capacity restrictions.
- Mandatory mask mandate, physical distancing and other guidelines remain in place.
Retail – starting at 12:01 a.m., Dec. 13
- Retail services must reduce customer capacity to 15 per cent of fire code occupancy, with a minimum of five customers permitted.
- Curbside pickup, delivery and online services are encouraged.
- Shopping malls will be limited to 15 per cent of fire code occupancy.
Closures – starting at 12:01 a.m., Dec. 13
- Restaurants, pubs, bars, lounges and cafes will be closed to in-person service.
- Only takeout, curbside pickup and delivery services are permitted.
- Casinos, bingo halls, gaming entertainment centres, racing entertainment centres, horse tracks, raceways, bowling alleys, pool halls, legions, and private clubs will be closed.
- Recreational facilities – fitness centres, recreation centres, pools, spas, gyms, studios, day and overnight camps, indoor rinks and arenas – will be closed.
- Outdoor recreation is permitted, but facilities with indoor spaces except for washrooms will be closed.
- Entertainment businesses and entities – libraries, science centres, interpretive centres, museums, galleries, amusement parks and water parks – will be closed.
- Hotels may remain open but must follow restrictions – no spas, pools or in-person dining. Room services only.
- Personal and wellness services, including hair salons, nail salons, massage, tattoos, and piercing, will be closed.
Health services, including physiotherapy or acupuncture, social or protective services, shelters for vulnerable persons, emergency services, child care, and not-for-profit community kitchens or charitable kitchens will remain open for in-person attendance.
Work from home – starting at 12:01 a.m., Dec. 13
- Mandatory work from home measures will be implemented unless the employer determines that work requires a physical presence for operational effectiveness.
Closures – ongoing from Nov. 27
- Entertainment businesses and entities – community halls and centres, indoor children’s play centres and indoor playgrounds, theatres, auditoriums, concert halls, and community theatres, nightclubs, banquet halls and conference centres, indoor and outdoor festivals, concerts with the exception of drive-in events, tradeshows, and sporting events or competitions, remain closed.
From the Fraser Institute
By Tegan Hill
According to the recent mid-year update tabled Thursday, the Smith government projects a $4.6 billion surplus in 2024/25, up from the $2.9 billion surplus projected just a few months ago. Despite the good news, Premier Smith must reduce spending to avoid budget deficits.
The fiscal update projects resource revenue of $20.3 billion in 2024/25. Today’s relatively high—but very volatile—resource revenue (including oil and gas royalties) is helping finance today’s spending and maintain a balanced budget. But it will not last forever.
For perspective, in just the last decade the Alberta government’s annual resource revenue has been as low as $2.8 billion (2015/16) and as high as $25.2 billion (2022/23).
And while the resource revenue rollercoaster is currently in Alberta’s favor, Finance Minister Nate Horner acknowledges that “risks are on the rise” as oil prices have dropped considerably and forecasters are projecting downward pressure on prices—all of which impacts resource revenue.
In fact, the government’s own estimates show a $1 change in oil prices results in an estimated $630 million revenue swing. So while the Smith government plans to maintain a surplus in 2024/25, a small change in oil prices could quickly plunge Alberta back into deficit. Premier Smith has warned that her government may fall into a budget deficit this fiscal year.
This should come as no surprise. Alberta’s been on the resource revenue rollercoaster for decades. Successive governments have increased spending during the good times of high resource revenue, but failed to rein in spending when resource revenues fell.
Previous research has shown that, in Alberta, a $1 increase in resource revenue is associated with an estimated 56-cent increase in program spending the following fiscal year (on a per-person, inflation-adjusted basis). However, a decline in resource revenue is not similarly associated with a reduction in program spending. This pattern has led to historically high levels of government spending—and budget deficits—even in more recent years.
Consider this: If this fiscal year the Smith government received an average level of resource revenue (based on levels over the last 10 years), it would receive approximately $13,000 per Albertan. Yet the government plans to spend nearly $15,000 per Albertan this fiscal year (after adjusting for inflation). That’s a huge gap of roughly $2,000—and it means the government is continuing to take big risks with the provincial budget.
Of course, if the government falls back into deficit there are implications for everyday Albertans.
When the government runs a deficit, it accumulates debt, which Albertans must pay to service. In 2024/25, the government’s debt interest payments will cost each Albertan nearly $650. That’s largely because, despite running surpluses over the last few years, Albertans are still paying for debt accumulated during the most recent string of deficits from 2008/09 to 2020/21 (excluding 2014/15), which only ended when the government enjoyed an unexpected windfall in resource revenue in 2021/22.
According to Thursday’s mid-year fiscal update, Alberta’s finances continue to be at risk. To avoid deficits, the Smith government should meaningfully reduce spending so that it’s aligned with more reliable, stable levels of revenue.
Author:
Better, faster, more affordable auto insurance
Alberta’s government is introducing a new auto insurance system that will provide better and faster services to Albertans while reducing auto insurance premiums.
After hearing from more than 16,000 Albertans through an online survey about their priorities for auto insurance policies, Alberta’s government is introducing a new privately delivered, care-focused auto insurance system.
Right now, insurance in the province is not affordable or care focused. Despite high premiums, Albertans injured in collisions do not get the timely medical care and income support they need in a system that is complex to navigate. When fully implemented, Alberta’s new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.
“Albertans have been clear they need an auto insurance system that provides better, faster care and is more affordable. When it’s implemented, our new privately delivered, care-centred insurance system will put the focus on Albertans’ recovery, providing more effective support and will deliver lower rates.”
“High auto insurance rates put strain on Albertans. By shifting to a system that offers improved benefits and support, we are providing better and faster care to Albertans, with lower costs.”
Albertans who suffer injuries due to a collision currently wait months for a simple claim to be resolved and can wait years for claims related to more serious and life-changing injuries to addressed. Additionally, the medical and financial benefits they receive often expire before they’re fully recovered.
Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives. Those who sustain serious injuries will receive treatment until they are fully recovered. These changes mirror and build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.
Work on this new auto insurance system will require legislation in the spring of 2025. In order to reconfigure auto insurance policies for 3.4 million Albertans, auto insurance companies need time to create and implement the new system. Alberta’s government expects the new system to be fully implemented by January 2027.
In the interim, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs. This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.
Albertans have been clear that they still want premiums to be based on risk. Bad drivers will continue to pay higher premiums than good drivers.
By providing significantly enhanced medical, rehabilitation and income support benefits, this system supports Albertans injured in collisions while reducing the impact of litigation costs on the amount that Albertans pay for their insurance.
“Keeping more money in Albertans’ pockets is one of the best ways to address the rising cost of living. This shift to a care-first automobile insurance system will do just that by helping lower premiums for people across the province.”
Quick facts
- Alberta’s government commissioned two auto insurance reports, which showed that legal fees and litigation costs tied to the province’s current system significantly increase premiums.
- A 2023 report by MNP shows
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