Alberta
Four tips for preventing and handling Cyberbullying
This article is published with permission from SOS SAFETY MAGAZINE.
NOVEMBER 30, 2019
Growing up in the digital age has both pros and cons. On one hand, your child has access to an enormous amount of information that can guide their learning and connect them with many opportunities. On the other hand, there are people who use the internet with cruel intent to harm others with minimal or no consequences.
Cyberbullying is one of the negative effects of being able to access the internet at our fingertips. Bullying that was once done at school and could be monitored is now happening at all times online.
To help prevent cyberbullying and properly handle cases of online harassment, here are 4 suggestions for parents to consider.
- Create Awareness
While kids may be aware that cyberbullying is occurring, parents are often left in the dark. Panda Security found that 76% of parents claimed their child has never been cyberbullied.
While such a large percentage of parents don’t think their child is being cyberbullied, stats on cyberbullying tell an entirely different story. The National Crime Prevention Center reported that 43% of teens were victims of cyberbullying in the last year and Pew Research Center found that 59% of teens have been a target of cyberbullying.
There is a clear gap between how often parents think cyberbullying is occurring and how much it actually is. In order to close this gap, there needs to be more awareness and understanding of the topic.
- Report Cyberbullies
With a screen hiding their identity, cyberbullies feel safe to harass without consequences. To combat this, we must encourage kids to report cyberbullies. There are a few reasons these bullies aren’t reported.
To start, there is a fear of retaliation. Kids would rather keep quiet than be labelled a snitch or accidentally encourage the bully to take further action. Many cyberbullies are kids from school so they may also fear an in-school issue if they report the online issue.
In addition to this, kids feel ashamed. Being a victim of mean comments can be embarrassing and hard to bring up to adults. Bullies play on people’s insecurities on purpose so that people will be less likely to report them.
While these worries and concerns aren’t something you, as a parent, can control, you can control your reaction when your child tells you about a bully. A common fear many kids have is of how an adult will react or if they will be believed. Reassuring your child of your support will help them feel comfortable reporting these cyberbullies.
- Take the Right Action
If your child told you they were cyberbullied, how would you react? When surveyed about reacting to a cyberbully on social media, 73% of parents said they would block the bully’s profile, 56% would report them to the social platform and 50% would file a complaint with the school.
While 58% of parents would reach out to the bully’s parents, only 24% would reach out to the bully directly. This shows that there may not be a proper consequence given to the bully.
Taking the right action is important so that the bully knows what they did is wrong. If the cyberbully isn’t directly addressed and reported, they could continue harassing other kids. Be sure you’re aware of the laws and regulations for bullying in your state.
- Have Open Conversations
One of the most important things you can do is to have an open conversation with your child about cyberbullying. Panda Security found that 41% of parents have never had a conversation with their child about bullying. Of these parents who haven’t had a conversation with their kids about cyberbullying, 51% were dads and 65% were moms.
Parents would rather regulate their children’s online activity than have an open discussion with them. While regulations can help, there are many ways that kids can get around them. In addition, online monitoring doesn’t catch everything.
Keeping an open dialogue about bullying will help your kids feel more comfortable coming to you if there ever is an issue. Taking this preventative measure is healthier than simply being reactionary.
To open up this conversation, here are 8 suggestions for talking about cyberbullying.
- Talk about how you read about a rise in cyberbullying and stats that go along with it.
- Discuss examples of cyberbullying that you’ve witnessed or heard of.
- Ask if your kid has witnessed cyberbullying. Rather than directly asking if they have been a victim, let them open up about a friend or classmate.
- Assure them that if they were cyberbullying you would want to know so that you could support them.
- Let them know your policy on cyberbullying. What exactly would you do if they were cyberbullied and what would you do if they were caught being a bully.
- Emphasize how important it is to keep their device safe and secure.
- Be open with them about how you plan on monitoring their device to keep it safe.
- Ensure that your child knows that they have your support and you’re on their team.
Cyberbullying is an issue that many parents are facing or might face in the future. Being prepared and letting your child know you are there for them can make all the difference.
Learn more about SOS Safety Magazine, an amazing free resource in our community.
Better, faster, more affordable auto insurance
Alberta’s government is introducing a new auto insurance system that will provide better and faster services to Albertans while reducing auto insurance premiums.
After hearing from more than 16,000 Albertans through an online survey about their priorities for auto insurance policies, Alberta’s government is introducing a new privately delivered, care-focused auto insurance system.
Right now, insurance in the province is not affordable or care focused. Despite high premiums, Albertans injured in collisions do not get the timely medical care and income support they need in a system that is complex to navigate. When fully implemented, Alberta’s new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.
“Albertans have been clear they need an auto insurance system that provides better, faster care and is more affordable. When it’s implemented, our new privately delivered, care-centred insurance system will put the focus on Albertans’ recovery, providing more effective support and will deliver lower rates.”
“High auto insurance rates put strain on Albertans. By shifting to a system that offers improved benefits and support, we are providing better and faster care to Albertans, with lower costs.”
Albertans who suffer injuries due to a collision currently wait months for a simple claim to be resolved and can wait years for claims related to more serious and life-changing injuries to addressed. Additionally, the medical and financial benefits they receive often expire before they’re fully recovered.
Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives. Those who sustain serious injuries will receive treatment until they are fully recovered. These changes mirror and build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.
Work on this new auto insurance system will require legislation in the spring of 2025. In order to reconfigure auto insurance policies for 3.4 million Albertans, auto insurance companies need time to create and implement the new system. Alberta’s government expects the new system to be fully implemented by January 2027.
In the interim, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs. This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.
Albertans have been clear that they still want premiums to be based on risk. Bad drivers will continue to pay higher premiums than good drivers.
By providing significantly enhanced medical, rehabilitation and income support benefits, this system supports Albertans injured in collisions while reducing the impact of litigation costs on the amount that Albertans pay for their insurance.
“Keeping more money in Albertans’ pockets is one of the best ways to address the rising cost of living. This shift to a care-first automobile insurance system will do just that by helping lower premiums for people across the province.”
Quick facts
- Alberta’s government commissioned two auto insurance reports, which showed that legal fees and litigation costs tied to the province’s current system significantly increase premiums.
- A 2023 report by MNP shows
Alberta maintains a balanced budget while ensuring pressures from population growth are being addressed.
Alberta faces rising risks, including ongoing resource volatility, geopolitical instability and rising pressures at home. With more than 450,000 people moving to Alberta in the last three years, the province has allocated hundreds of millions of dollars to address these pressures and ensure Albertans continue to be supported. Alberta’s government is determined to make every dollar go further with targeted and responsible spending on the priorities of Albertans.
The province is forecasting a $4.6 billion surplus at the end of 2024-25, up from the $2.9 billion first quarter forecast and $355 million from budget, due mainly to higher revenue from personal income taxes and non-renewable resources.
Given the current significant uncertainty in global geopolitics and energy markets, Alberta’s government must continue to make prudent choices to meet its responsibilities, including ongoing bargaining for thousands of public sector workers, fast-tracking school construction, cutting personal income taxes and ensuring Alberta’s surging population has access to high-quality health care, education and other public services.
“These are challenging times, but I believe Alberta is up to the challenge. By being intentional with every dollar, we can boost our prosperity and quality of life now and in the future.”
Midway through 2024-25, the province has stepped up to boost support to Albertans this fiscal year through key investments, including:
- $716 million to Health for physician compensation incentives and to help Alberta Health Services provide services to a growing and aging population.
- $125 million to address enrollment growth pressures in Alberta schools.
- $847 million for disaster and emergency assistance, including:
- $647 million to fight the Jasper wildfires
- $163 million for the Wildfire Disaster Recovery Program
- $5 million to support the municipality of Jasper (half to help with tourism recovery)
- $12 million to match donations to the Canadian Red Cross
- $20 million for emergency evacuation payments to evacuees in communities impacted by wildfires
- $240 million more for Seniors, Community and Social Services to support social support programs.
Looking forward, the province has adjusted its forecast for the price of oil to US$74 per barrel of West Texas Intermediate. It expects to earn more for its crude oil, with a narrowing of the light-heavy differential around US$14 per barrel, higher demand for heavier crude grades and a growing export capacity through the Trans Mountain pipeline. Despite these changes, Alberta still risks running a deficit in the coming fiscal year should oil prices continue to drop below $70 per barrel.
After a 4.4 per cent surge in the 2024 census year, Alberta’s population growth is expected to slow to 2.5 per cent in 2025, lower than the first quarter forecast of 3.2 per cent growth because of reduced immigration and non-permanent residents targets by the federal government.
Revenue
Revenue for 2024-25 is forecast at $77.9 billion, an increase of $4.4 billion from Budget 2024, including:
- $16.6 billion forecast from personal income taxes, up from $15.6 billion at budget.
- $20.3 billion forecast from non-renewable resource revenue, up from $17.3 billion at budget.
Expense
Expense for 2024-25 is forecast at $73.3 billion, an increase of $143 million from Budget 2024.
Surplus cash
After calculations and adjustments, $2.9 billion in surplus cash is forecast.
- $1.4 billion or half will pay debt coming due.
- The other half, or $1.4 billion, will be put into the Alberta Fund, which can be spent on further debt repayment, deposited into the Alberta Heritage Savings Trust Fund and/or spent on one-time initiatives.
Contingency
Of the $2 billion contingency included in Budget 2024, a preliminary allocation of $1.7 billion is forecast.
Alberta Heritage Savings Trust Fund
The Alberta Heritage Savings Trust Fund grew in the second quarter to a market value of $24.3 billion as of Sept. 30, 2024, up from $23.4 billion at the end of the first quarter.
- The fund earned a 3.7 per cent return from July to September with a net investment income of $616 million, up from the 2.1 per cent return during the first quarter.
Debt
Taxpayer-supported debt is forecast at $84 billion as of March 31, 2025, $3.8 billion less than estimated in the budget because the higher surplus has lowered borrowing requirements.
- Debt servicing costs are forecast at $3.2 billion, down $216 million from budget.
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