Connect with us
[the_ad id="89560"]

Alberta

Debate continues over an Alberta pension plan—but here’s a key fact

Published

2 years ago

4 minute read

From the Fraser Institute

By Tegan Hill

According to documents recently obtained by Postmedia, bureaucrats in Ontario’s Ministry of Finance believe the Smith government’s report released last year on an Alberta pension plan overstates what Alberta could withdraw from the Canada Pension Plan (CPP) to start its own plan. The report estimates that the province’s share of CPP assets is worth $334 billion, which is equal to 53 per cent of the CPP.

It’s not surprising that Ontario civil servants are debating this issue. If Alberta leaves the CPP and creates a provincial pension plan, the savings for Albertans would essentially cost workers in the rest of Canada (excluding Quebec, which already has its own standalone provincial pension). Given that Ontario is the second-largest net contributor to the CPP (behind only Alberta), those costs would fall heavily on Ontarians.

Albertans, like all workers outside Quebec, pay a basic mandatory CPP contribution rate of 9.9 per cent, typically every payday. According to the Smith government’s report, that rate would fall to 5.91 per cent for a new CPP-like provincial program for Albertans, which means each Albertan would save up to $2,850 in 2027 (the first year of the hypothetical Alberta plan). Critically, this lower contribution rate (i.e. tax) delivers the same benefit levels as the CPP.

Meanwhile, the basic CPP contribution rate for the rest of Canada (excluding Quebec) would increase to 10.36 per cent. In other words, smaller take-home paycheques for workers in the rest of Canada.

Currently, Albertans contribute disproportionately to the CPP and other national programs because the province has more workers (and less retirees) as a share of its population, higher employment rates and higher average earnings compared to the rest of Canada. In 2020, the latest year of available data, Albertans contributed about 16 per cent of total CPP contributions but received only 12 per cent of total CPP benefits.

And the federal legislation (Section 113(2) of the CPP Act), which governs the withdrawal of any province from the CPP and the asset distribution calculation, focuses on the amount paid into the fund by Albertans and the benefits paid out (taking into account investment returns and administrative costs).

Bureaucrats in Ontario, however, argue there are issues with the report’s interpretation of the formula. They claim, for example, that the asset distribution calculation fails to account for individuals who worked in Alberta but retired elsewhere. And regardless, they feel the formula should be updated. The Smith government has asked the federal government and investment board to respond to the report with its own interpretation and calculations.

While the debate about Alberta’s share of the CPP assets is sure to continue, it should not distract from the key fact that any reasonable split of CPP assets would result in lower contribution rates for Albertans and likely higher rates for the rest of Canada (excluding Quebec). If Alberta’s share of assets were less than half of what the government report estimates ($150 billion) in 2025, the contribution rate in Alberta would drop to 7.8 per cent, equal to an estimated $1,086 in savings annually per Albertan. Even if Alberta’s share of assets were just $120 billion in 2025, Alberta’s contribution rate would drop to 8.2 per cent and save approximately $836 annually per Albertan.

Clearly, Alberta’s withdrawal from the CPP would come with big savings in the province and increased costs in the rest of Canada.

Author:

Tegan Hill
Related Topics:

Todayville is a digital media and technology company. We profile unique stories and events in our community. Register and promote your community event for free.

Follow Author

More from this author
Crime / 5 hours ago

Time to call Antifa what it is — a terrorist organization

Alberta / 5 hours ago

Sylvan Lake high school football coach fired for criticizing gender ideology sends legal letter to school board

COVID-19 / 6 hours ago

Freedom Convoy leader slams Canadian gov’t agency for praising its treatment of protesters

Alberta

Sylvan Lake high school football coach fired for criticizing gender ideology sends legal letter to school board

Published on September 18, 2025

By

From LifeSiteNews

By Anthony Murdoch

The letter on behalf of Alberta high school volunteer football coach Taylor ‘Teej’ Johannesson mentions ‘workplace harassment’ while demanding his job back.

A Sylvan Lake high school football coach who was fired for sharing his views opposing transgender ideology on social media in a video discussing his Christian faith sent a legal demand to his former school board demanding he get his job back.

H.J. Cody High School volunteer coach Taylor “Teej” Johannesson, as reported by LifeSiteNews, earlier this month was fired by his school’s principal because he spoke out against gender-confused youth who “take their hatred of Christians” to another level by committing violent acts against them.

School principal Alex Lambert fired Teej, as he is known, as a result of a TikTok video in which he speaks out against radical gender ideology and the dangers it brings.

In a recent update involving his case, local media with knowledge of Johannesson’s issues with the principal at H.J. Cody High School in Sylvan Lake, Alberta, confirmed a legal demand letter was sent to the school.

The letter reads, “From his perspective, this opposition is consistent with the Alberta government’s position and legislation prohibiting prescribing prescription hormones to minors and providing care to them that involves transition surgeries.”

In the letter, the school board’s “workplace harassment” procedure is mentioned, stating, “Any act of workplace harassment or workplace violence shall be considered unacceptable conduct whether that conduct occurs at work, on Division grounds, or at division-sponsored activities.”

The legal demand letter, which was sent to school officials last week, reads, “Given that Mr. Johannesson’s expression in the TikTok Video was not connected to his volunteer work, the principal and the division have no authority to regulate his speech and punish him by the Termination decision, which is ultra vires (“beyond the powers.)”

Johannesson has said, in speaking with local media, that his being back at work at the school as a volunteer coach has meaning: “It’s about trying to create some change within the school system.”

He noted how, for “too long,” a certain “political view, one ideology, has taken hold in the school system.”

Johannesson has contacted Alberta’s Chief of Staff for the Minister of Education about his firing and was told that there is a board meeting taking place over the demand letter.

According to Teej, Lambert used his TikTok video as an excuse to get rid of someone in the school with conservative political views and who is against her goal to place “safe space stickers” all over the school.

Teej has been in trouble before with the school administration. About three years ago, he was called in to see school officials for posting on Twitter a biological fact that “Boys have a penis. Girls have a vagina.”

Alberta’s Conservative government under Premier Danielle Smith has in place a new policy protecting female athletes from gender-confused men that has taken effect across the province.

As LifeSiteNews previously reported, the Government of Alberta is currently fighting a court order that is blocking the province’s newly passed ban on transgender surgeries and drugs for children.

Alberta also plans to ban books with sexually explicit as well as pornographic material, many of which contain LGBT and even pedophilic content, from all school libraries.

Continue Reading

Alberta

Parents group blasts Alberta government for weakening sexually explicit school book ban

Published on September 17, 2025

By

From LifeSiteNews

By Anthony Murdoch

The revised rules no longer place restrictions on written descriptions of sexual content.

Some parental rights advocates have taken issue with the Conservative government of Alberta’s recent updates to a ban on sexually explicit as well as pornographic material from all school libraries, saying the new rules water down the old ones as they now allow for descriptions of extreme and graphic sexual acts in written form.

As reported by LifeSiteNews last week, Alberta Education Minister Demetrios Nicolaides of the ruling United Conservative Party (UCP) released revised rules outlining the province’s ban on sexually explicit content in school libraries.

The original ban included all forms of sexually explicit as well as pornographic material. However, after a large public school board alleged the ban applied to classic books, the government changed the rules, removing a clause for written sexual content that has some parental rights groups up in arms.

Tanya Gaw, founder of the conservative-leaning Action4Canada, noted to media that while she is happy with Premier Danielle Smith for the original book ban, she has deep concerns with the revised rules.

“We are very concerned about the decision that no longer places restrictions on written descriptions of those acts, which is problematic,” she said in an interview with The Epoch Times.

Gaw noted how kids from kindergarten to grade 12 should “never” be “exposed to graphic written details of sex acts: incest, molestation, masturbation, sexual assaults, and profane vulgar language.”

According to John Hilton-O’Brien, who serves as the executive director of Parents for Choice in Education, the new rule changes regarding written depictions “still shifts the burden onto parents to clean up what should never have been purchased in the first place.”

He did say, however, that the new “Ministerial Order finally makes catalogs public, and what we see there is troubling.”

Alberta’s revised rules state that all school library books must not contain “explicit visual depictions of a sexual act.” To make it clear, the standards in detail go over the types of images that are banned due to their explicit pornographic nature.

As reported by LifeSiteNews in May, Smith’s UCP government went ahead with plans to ban books with sexually explicit as well as pornographic material, many of which contain LGBT and even pedophilic content, from all school libraries.

The ban was to take effect on October 1.

The UCP’s crackdown on sexual content in school libraries comes after several severely sexually explicit graphic novels were found in school libraries in Calgary and Edmonton.

The pro-LGBT books in question at multiple school locations are Gender Queer, a graphic novel by Maia Kobabe; Flamer, a graphic novel by Mike Curato; Blankets, a graphic novel by Craig Thompson; and Fun Home, a graphic novel by Alison Bechdel.

Continue Reading

Trending

X