Alberta
MLA says Trudeau’s “Emergency” underlines the need for a full public inquiry into government handling of covid crisis
This article and video submitted by Red Deer South MLA Jason Stephan
As of Tuesday restrictions are substantially all gone from Alberta. Good. This is more how it should have been all along. We have seen too much top-down, command and control approach by all levels of government. I have and will continue to ask for an independent, comprehensive public inquiry. The better way is for Governments to trust adults to govern themselves and their families in respectful ways. Trudeau’s use of the Emergency Act looks increasingly ridiculous, even dangerous.
Last week the Alberta Government brought forward a motion on the Emergency Act. I stood in the legislature and the following are excerpts of my statement: (video and then written statement)
“Mr. Speaker, about a month ago I attended the Trucker Convoy Rally at Gasoline Alley. It was packed with friends. It was not an angry gathering; it was a positive atmosphere filled with hope. Why? Because men and women and families, had felt voiceless, disenfranchised by Federal and Provincial governments. But now they had a voice in a trucker convoy. That was a cause to celebrate; they did not feel listened to, they felt ignored.
I understand that feeling. I have felt it myself. We have seen a top-down, command and control approach that treated adults as children, not respecting and trusting them to govern themselves and their families in respectful ways.
Mr. Speaker what I have witnessed, offends my core values as a public servant. Mr. Speaker, many Albertans feel the same. In the end the truth will prevail, and history will show, that governments made gross errors, that across-the-board vaccine passports and mandates caused more harm than good, especially to young adults and children. Public health authorities undermined their own authority with biased reporting and using fear and coercion as a tool.
Mr. Speaker I have spoken on this before, and I will be bringing forward a motion in this legislature for there to be a comprehensive, public inquiry into COVID, including a full cost analysis of COVID restrictions, mandates and passports, especially on young adults and children. The truth must prevail. Mr. Speaker, in respect of the trucker convoy, we know what the Prime Minister did, that he went into hiding, and sought to cancel and delegitimize the protestors calling them a fringe minority, labelling them as misogynists and racists.
Now Mr. Speaker, there were a few protestors who did blockade public roads. I do not condone that. I do not believe, like some politicians in this legislature, that the ends justify the means. Even in a cause that is just, it is not right to blockade. It undermines the moral high ground of a just cause. I sorrow that it occurs. The Prime Minister enacted the Emergency Act. While he quickly revoked it, why did he do it in the first place? This was not an emergency. Yes, there were a few breaking the law, and in those isolated cases, the police should have been enforcing the laws.
This is a very serious matter. The Emergency Act must never be used as a political tool, attacking an entire movement of Canadians, including many Albertans, who felt disenfranchised, whose crime was disagreeing with government.
It labelled an entire movement which disagrees with government, as a public danger, an emergency, a voice that must be stomped out and silenced. Mr. Speaker, this is a very bad precedent. What will the government do when there is a real emergency? Will citizens need to look over their shoulders if they support causes that an insecure, unprincipled government feels threatens their power and position? Government is supposed to protect freedoms and support prosperity for its people. In many cases, they have done the opposite. There is cause for concern, turbulence is on the horizon, in some respects it is already upon us. There is an urgency to prepare.”
The truth produces hope. There is healing in the truth. The truth makes us better. In the end, the truth prevails.
Alberta
Premier Smith says Auto Insurance reforms mean lower premiums and better services for Alberta drivers
Premier Smith says Auto Insurance reforms may still result in a publicly owned system
Better, faster, more affordable auto insurance
Alberta’s government is introducing a new auto insurance system that will provide better and faster services to Albertans while reducing auto insurance premiums.
After hearing from more than 16,000 Albertans through an online survey about their priorities for auto insurance policies, Alberta’s government is introducing a new privately delivered, care-focused auto insurance system.
Right now, insurance in the province is not affordable or care focused. Despite high premiums, Albertans injured in collisions do not get the timely medical care and income support they need in a system that is complex to navigate. When fully implemented, Alberta’s new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.
“Albertans have been clear they need an auto insurance system that provides better, faster care and is more affordable. When it’s implemented, our new privately delivered, care-centred insurance system will put the focus on Albertans’ recovery, providing more effective support and will deliver lower rates.”
“High auto insurance rates put strain on Albertans. By shifting to a system that offers improved benefits and support, we are providing better and faster care to Albertans, with lower costs.”
Albertans who suffer injuries due to a collision currently wait months for a simple claim to be resolved and can wait years for claims related to more serious and life-changing injuries to addressed. Additionally, the medical and financial benefits they receive often expire before they’re fully recovered.
Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives. Those who sustain serious injuries will receive treatment until they are fully recovered. These changes mirror and build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.
Work on this new auto insurance system will require legislation in the spring of 2025. In order to reconfigure auto insurance policies for 3.4 million Albertans, auto insurance companies need time to create and implement the new system. Alberta’s government expects the new system to be fully implemented by January 2027.
In the interim, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs. This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.
Albertans have been clear that they still want premiums to be based on risk. Bad drivers will continue to pay higher premiums than good drivers.
By providing significantly enhanced medical, rehabilitation and income support benefits, this system supports Albertans injured in collisions while reducing the impact of litigation costs on the amount that Albertans pay for their insurance.
“Keeping more money in Albertans’ pockets is one of the best ways to address the rising cost of living. This shift to a care-first automobile insurance system will do just that by helping lower premiums for people across the province.”
Quick facts
- Alberta’s government commissioned two auto insurance reports, which showed that legal fees and litigation costs tied to the province’s current system significantly increase premiums.
- A 2023 report by MNP shows
Alberta maintains a balanced budget while ensuring pressures from population growth are being addressed.
Alberta faces rising risks, including ongoing resource volatility, geopolitical instability and rising pressures at home. With more than 450,000 people moving to Alberta in the last three years, the province has allocated hundreds of millions of dollars to address these pressures and ensure Albertans continue to be supported. Alberta’s government is determined to make every dollar go further with targeted and responsible spending on the priorities of Albertans.
The province is forecasting a $4.6 billion surplus at the end of 2024-25, up from the $2.9 billion first quarter forecast and $355 million from budget, due mainly to higher revenue from personal income taxes and non-renewable resources.
Given the current significant uncertainty in global geopolitics and energy markets, Alberta’s government must continue to make prudent choices to meet its responsibilities, including ongoing bargaining for thousands of public sector workers, fast-tracking school construction, cutting personal income taxes and ensuring Alberta’s surging population has access to high-quality health care, education and other public services.
“These are challenging times, but I believe Alberta is up to the challenge. By being intentional with every dollar, we can boost our prosperity and quality of life now and in the future.”
Midway through 2024-25, the province has stepped up to boost support to Albertans this fiscal year through key investments, including:
- $716 million to Health for physician compensation incentives and to help Alberta Health Services provide services to a growing and aging population.
- $125 million to address enrollment growth pressures in Alberta schools.
- $847 million for disaster and emergency assistance, including:
- $647 million to fight the Jasper wildfires
- $163 million for the Wildfire Disaster Recovery Program
- $5 million to support the municipality of Jasper (half to help with tourism recovery)
- $12 million to match donations to the Canadian Red Cross
- $20 million for emergency evacuation payments to evacuees in communities impacted by wildfires
- $240 million more for Seniors, Community and Social Services to support social support programs.
Looking forward, the province has adjusted its forecast for the price of oil to US$74 per barrel of West Texas Intermediate. It expects to earn more for its crude oil, with a narrowing of the light-heavy differential around US$14 per barrel, higher demand for heavier crude grades and a growing export capacity through the Trans Mountain pipeline. Despite these changes, Alberta still risks running a deficit in the coming fiscal year should oil prices continue to drop below $70 per barrel.
After a 4.4 per cent surge in the 2024 census year, Alberta’s population growth is expected to slow to 2.5 per cent in 2025, lower than the first quarter forecast of 3.2 per cent growth because of reduced immigration and non-permanent residents targets by the federal government.
Revenue
Revenue for 2024-25 is forecast at $77.9 billion, an increase of $4.4 billion from Budget 2024, including:
- $16.6 billion forecast from personal income taxes, up from $15.6 billion at budget.
- $20.3 billion forecast from non-renewable resource revenue, up from $17.3 billion at budget.
Expense
Expense for 2024-25 is forecast at $73.3 billion, an increase of $143 million from Budget 2024.
Surplus cash
After calculations and adjustments, $2.9 billion in surplus cash is forecast.
- $1.4 billion or half will pay debt coming due.
- The other half, or $1.4 billion, will be put into the Alberta Fund, which can be spent on further debt repayment, deposited into the Alberta Heritage Savings Trust Fund and/or spent on one-time initiatives.
Contingency
Of the $2 billion contingency included in Budget 2024, a preliminary allocation of $1.7 billion is forecast.
Alberta Heritage Savings Trust Fund
The Alberta Heritage Savings Trust Fund grew in the second quarter to a market value of $24.3 billion as of Sept. 30, 2024, up from $23.4 billion at the end of the first quarter.
- The fund earned a 3.7 per cent return from July to September with a net investment income of $616 million, up from the 2.1 per cent return during the first quarter.
Debt
Taxpayer-supported debt is forecast at $84 billion as of March 31, 2025, $3.8 billion less than estimated in the budget because the higher surplus has lowered borrowing requirements.
- Debt servicing costs are forecast at $3.2 billion, down $216 million from budget.
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