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Alberta

Red Deer South MLA challenging his own government to end restrictions for all family gatherings

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Article submitted by Red Deer South MLA Jason Stephan

It’s time to let families get together again.

Families are the fundamental unit of our society. As we approach Family Day, we should consider what that means.

This week, I received and delivered written requests from 28 pastors and hundreds of members of their congregations to lift restrictions so families could celebrate Family Day together.

I agree. Our mental and emotional health requires in person love and kindness. Great healing can result simply from allowing immediate family members opportunities to serve and love each other in person, in ways they agree are appropriate for their family’s circumstances, nurturing their family’s resilience, their family’s individual and collective mental and emotional health.

When I was studying our constitution in law school, I learned that Section 2 of the Canadian Charter of Rights and Freedoms says that everyone has the “fundamental freedoms” of “association” and “peaceful assembly”.

The Supreme Court of Canada said that this freedom of association allows for the “achievement of individual potential through interpersonal relationships”.

What interpersonal relationship allows for more opportunities for “achievement of our potential”, individually or collectively, than in our families?

The freedom of peaceful – that is, not violent – assembly protects the “physical gathering of people”. What physical gatherings are more important than with our own families?

Belonging to, and gathering in, our families are not mere fundamental freedoms, they are also among the highest, most important, expressions of these freedoms.

This past Christmas we saw public health “measures” disallow immediate families – other than households – from gathering, both inside and then even outside. While families are now allowed to gather outside, with freezing winter temperatures, family gatherings continue to be starved. Many of our neighbors, and ourselves, have felt isolated and alone.

We also see families continue to be severely curtailed in gathering to console each other in funerals for loved ones with miserly, artificial limits on attendance, with frustrating contradictions, disregarding the size of spaces with much greater capacities to accommodate generous physical distancing for funeral services, equaling or exceeding those imposed at Walmart. This can result in pain.

The World Health Organization (WHO) defines health as “a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity”.

The unfortunate irony is that public health measures can be unhealthy, resulting in familial disconnection, societal contention, and despair.

Government intrusions into our families’ fundamental freedoms can be very harmful. Under Section 1 of the Charter, government has the burden to justify imposing limits on these freedoms. In particular, government is required to demonstrate “proportionality” between its objectives and its limits imposed to achieve them – the cure cannot be worse than the disease.

This analysis also requires demonstration of a “rational connection” between the limit and the objective, and “minimal impairment” of no more than is necessary to accomplish the objective.

For example, while no child under 18 has died with/from COVID-19 in Alberta, many children – along with adults without serious health issues – are suffering profound economic, physical, social, mental and emotional health issues from health measures imposed upon them and their families.

If these individuals and families are at little or no risk from COVID-19, is there a rational connection to harmful health measures? Are there better opportunities for minimal impairment from less intrusive and harmful alternatives? It is healthier for our children, young adults and families to have hope for bright futures.

Government public health measures should – to the extent possible -leave families and their fundamental freedoms alone.

Societies and families are healthier and happier when they are free. A principled vision of hope is healthy, valuing freedom, requiring government to trust adults in positive ways, to govern themselves, allowing their families to carry on the activities of daily living in ways they individually deem fit appropriate to their own circumstances, in a good faith while respecting reasonable health measures and the rights of their neighbors to do the same.

Guest column from Jason Stephan, MLA for Red Deer-South

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Alberta

Alberta’s fiscal update projects budget surplus, but fiscal fortunes could quickly turn

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From the Fraser Institute

By Tegan Hill

According to the recent mid-year update tabled Thursday, the Smith government projects a $4.6 billion surplus in 2024/25, up from the $2.9 billion surplus projected just a few months ago. Despite the good news, Premier Smith must reduce spending to avoid budget deficits.

The fiscal update projects resource revenue of $20.3 billion in 2024/25. Today’s relatively high—but very volatile—resource revenue (including oil and gas royalties) is helping finance today’s spending and maintain a balanced budget. But it will not last forever.

For perspective, in just the last decade the Alberta government’s annual resource revenue has been as low as $2.8 billion (2015/16) and as high as $25.2 billion (2022/23).

And while the resource revenue rollercoaster is currently in Alberta’s favor, Finance Minister Nate Horner acknowledges that “risks are on the rise” as oil prices have dropped considerably and forecasters are projecting downward pressure on prices—all of which impacts resource revenue.

In fact, the government’s own estimates show a $1 change in oil prices results in an estimated $630 million revenue swing. So while the Smith government plans to maintain a surplus in 2024/25, a small change in oil prices could quickly plunge Alberta back into deficit. Premier Smith has warned that her government may fall into a budget deficit this fiscal year.

This should come as no surprise. Alberta’s been on the resource revenue rollercoaster for decades. Successive governments have increased spending during the good times of high resource revenue, but failed to rein in spending when resource revenues fell.

Previous research has shown that, in Alberta, a $1 increase in resource revenue is associated with an estimated 56-cent increase in program spending the following fiscal year (on a per-person, inflation-adjusted basis). However, a decline in resource revenue is not similarly associated with a reduction in program spending. This pattern has led to historically high levels of government spending—and budget deficits—even in more recent years.

Consider this: If this fiscal year the Smith government received an average level of resource revenue (based on levels over the last 10 years), it would receive approximately $13,000 per Albertan. Yet the government plans to spend nearly $15,000 per Albertan this fiscal year (after adjusting for inflation). That’s a huge gap of roughly $2,000—and it means the government is continuing to take big risks with the provincial budget.

Of course, if the government falls back into deficit there are implications for everyday Albertans.

When the government runs a deficit, it accumulates debt, which Albertans must pay to service. In 2024/25, the government’s debt interest payments will cost each Albertan nearly $650. That’s largely because, despite running surpluses over the last few years, Albertans are still paying for debt accumulated during the most recent string of deficits from 2008/09 to 2020/21 (excluding 2014/15), which only ended when the government enjoyed an unexpected windfall in resource revenue in 2021/22.

According to Thursday’s mid-year fiscal update, Alberta’s finances continue to be at risk. To avoid deficits, the Smith government should meaningfully reduce spending so that it’s aligned with more reliable, stable levels of revenue.

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Alberta

Premier Smith says Auto Insurance reforms may still result in a publicly owned system

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Better, faster, more affordable auto insurance

Alberta’s government is introducing a new auto insurance system that will provide better and faster services to Albertans while reducing auto insurance premiums.

After hearing from more than 16,000 Albertans through an online survey about their priorities for auto insurance policies, Alberta’s government is introducing a new privately delivered, care-focused auto insurance system.

Right now, insurance in the province is not affordable or care focused. Despite high premiums, Albertans injured in collisions do not get the timely medical care and income support they need in a system that is complex to navigate. When fully implemented, Alberta’s new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.

“Albertans have been clear they need an auto insurance system that provides better, faster care and is more affordable. When it’s implemented, our new privately delivered, care-centred insurance system will put the focus on Albertans’ recovery, providing more effective support and will deliver lower rates.”

Danielle Smith, Premier

“High auto insurance rates put strain on Albertans. By shifting to a system that offers improved benefits and support, we are providing better and faster care to Albertans, with lower costs.”

Nate Horner, President of Treasury Board and Minister of Finance

Albertans who suffer injuries due to a collision currently wait months for a simple claim to be resolved and can wait years for claims related to more serious and life-changing injuries to addressed. Additionally, the medical and financial benefits they receive often expire before they’re fully recovered.

Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives. Those who sustain serious injuries will receive treatment until they are fully recovered. These changes mirror and build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.

Work on this new auto insurance system will require legislation in the spring of 2025. In order to reconfigure auto insurance policies for 3.4 million Albertans, auto insurance companies need time to create and implement the new system. Alberta’s government expects the new system to be fully implemented by January 2027.

In the interim, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs. This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.

Albertans have been clear that they still want premiums to be based on risk. Bad drivers will continue to pay higher premiums than good drivers.

By providing significantly enhanced medical, rehabilitation and income support benefits, this system supports Albertans injured in collisions while reducing the impact of litigation costs on the amount that Albertans pay for their insurance.

“Keeping more money in Albertans’ pockets is one of the best ways to address the rising cost of living. This shift to a care-first automobile insurance system will do just that by helping lower premiums for people across the province.”

Nathan Neudorf, Minister of Affordability and Utilities

Quick facts

  • Alberta’s government commissioned two auto insurance reports, which showed that legal fees and litigation costs tied to the province’s current system significantly increase premiums.
  • A 2023 report by MNP shows
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