Alberta
Tough times call for free access to mental health – Alberta NDP
From the Alberta NDP
NDP CALLS FOR ALBERTANS TO HAVE ACCESS TO FIVE PROVINCIALLY FUNDED MENTAL HEALTH SESSIONS
Alberta’s NDP Official Opposition is calling on the provincial government to help all Albertans get through the incredibly difficult COVID-19 pandemic by making five mental health therapy sessions available through the provincial insurance plan, with an online assessment tool to help connect them with a mental health professional.
“Albertans have endured incredible stress throughout this year, from job losses to social isolation to the loss of loved ones,” said Rachel Notley, Leader of Alberta’s NDP Official Opposition. “Heading into the holidays, I know how painful it is that we won’t be able to gather with our friends and extended family. For many, the holidays are always tough, and this year will be especially hard.
“Many Albertans need someone to talk to and help them process everything they’ve been through in a healthy way.
The Opposition is calling on the provincial government to launch a simple online tool to help Albertans assess their mental health needs and then connect them to five provincially insured sessions with a registered healthcare provider. Using the provincial health care plan means no out-of-pocket costs for anyone with a provincial health number. While the cost of the recommendation will depend on Albertans’ uptake of the program, the Opposition recommends the government make a commitment to fund up to $100 million worth of mental health support.
Dr. Keith Dobson is a Professor of Clinical Psychology at the University of Calgary, as well as a senior consultant for the Opening Minds program of the Mental Health Commission of Canada. He has been at the University of Calgary since 1989 in a variety of roles, including Head of Psychology and a member of the Board of Governors. He is a recognized expert in the field of mental health and the development and delivery of psychological treatment programs.
“Mental health needs were largely unmet before the pandemic and have grown considerably since,” Dr. Dobson said. “Estimates are that rates of anxiety and depression have at least doubled since early 2020, and that rates of alcohol use and domestic violence have also increased. We have evidence-based psychological and counseling services that have been, and can be, delivered using technology. The College of Alberta Psychologists has well developed standards for the provision of this service, and there is an available pool of trained and qualified service providers. This initiative is timely and needs serious consideration by the government.”
Dr. Judi Malone, CEO of the Psychologists’ Association of Alberta, said all Albertans, regardless of income, should have access to psychological services.
“The psychological health and wellness of Albertans can be substantively improved by enhancing access to appropriate mental health treatment,” Malone said. “Community and family supports are invaluable but when psychotherapy is warranted it needs to be provided by qualified professionals. Cost is a barrier to access as there are few publicly funded psychological services.
“COVID-19 has impacted the psychological health of Albertans who were already reeling from our economic downturn,” Malone added. “We can avoid a psychological pandemic by investing in the psychological health and wellness of Albertans. Access to necessary psychological support was difficult before – and that need for the services of registered psychologists continues to grow. Without policies, programs, and services in place we cannot meet this impending demand.”
A recent study from Morneau-Shepell, a human resources firm, said Albertans reported the highest increase in stress levels of all Canadians in November. Albertans have reported some of the worst mental health in Canada throughout 2020, and currently have the third-worst, ahead of Manitoba and Saskatchewan.
Yesterday, on Human Rights Day, the Alberta Division of the Canadian Mental Health Association, renewed its call for Albertans to have access to mental health care services in accordance with the five principles of Medicare: universal, comprehensive, accessible, portable and publicly administered. The expansion of services recommended by the Opposition would be an important step towards that goal in Alberta.
“The pandemic has made our lives much more difficult, and it’s also driven home how important it is to be proactive about our own health,” said Heather Sweet, Opposition Critic for Mental Health and Addiction. “This is an opportunity for the province to give Albertans the tools to do that. Over the past months, we have all gotten used to using an online tool to screen ourselves for the COVID-19 virus, and to be connected to testing services and health advice.
“Albertans should be able to assess their mental health at home, and have confidence that they will be connected to the help they need.”
From the Fraser Institute
By Tegan Hill
According to the recent mid-year update tabled Thursday, the Smith government projects a $4.6 billion surplus in 2024/25, up from the $2.9 billion surplus projected just a few months ago. Despite the good news, Premier Smith must reduce spending to avoid budget deficits.
The fiscal update projects resource revenue of $20.3 billion in 2024/25. Today’s relatively high—but very volatile—resource revenue (including oil and gas royalties) is helping finance today’s spending and maintain a balanced budget. But it will not last forever.
For perspective, in just the last decade the Alberta government’s annual resource revenue has been as low as $2.8 billion (2015/16) and as high as $25.2 billion (2022/23).
And while the resource revenue rollercoaster is currently in Alberta’s favor, Finance Minister Nate Horner acknowledges that “risks are on the rise” as oil prices have dropped considerably and forecasters are projecting downward pressure on prices—all of which impacts resource revenue.
In fact, the government’s own estimates show a $1 change in oil prices results in an estimated $630 million revenue swing. So while the Smith government plans to maintain a surplus in 2024/25, a small change in oil prices could quickly plunge Alberta back into deficit. Premier Smith has warned that her government may fall into a budget deficit this fiscal year.
This should come as no surprise. Alberta’s been on the resource revenue rollercoaster for decades. Successive governments have increased spending during the good times of high resource revenue, but failed to rein in spending when resource revenues fell.
Previous research has shown that, in Alberta, a $1 increase in resource revenue is associated with an estimated 56-cent increase in program spending the following fiscal year (on a per-person, inflation-adjusted basis). However, a decline in resource revenue is not similarly associated with a reduction in program spending. This pattern has led to historically high levels of government spending—and budget deficits—even in more recent years.
Consider this: If this fiscal year the Smith government received an average level of resource revenue (based on levels over the last 10 years), it would receive approximately $13,000 per Albertan. Yet the government plans to spend nearly $15,000 per Albertan this fiscal year (after adjusting for inflation). That’s a huge gap of roughly $2,000—and it means the government is continuing to take big risks with the provincial budget.
Of course, if the government falls back into deficit there are implications for everyday Albertans.
When the government runs a deficit, it accumulates debt, which Albertans must pay to service. In 2024/25, the government’s debt interest payments will cost each Albertan nearly $650. That’s largely because, despite running surpluses over the last few years, Albertans are still paying for debt accumulated during the most recent string of deficits from 2008/09 to 2020/21 (excluding 2014/15), which only ended when the government enjoyed an unexpected windfall in resource revenue in 2021/22.
According to Thursday’s mid-year fiscal update, Alberta’s finances continue to be at risk. To avoid deficits, the Smith government should meaningfully reduce spending so that it’s aligned with more reliable, stable levels of revenue.
Author:
Better, faster, more affordable auto insurance
Alberta’s government is introducing a new auto insurance system that will provide better and faster services to Albertans while reducing auto insurance premiums.
After hearing from more than 16,000 Albertans through an online survey about their priorities for auto insurance policies, Alberta’s government is introducing a new privately delivered, care-focused auto insurance system.
Right now, insurance in the province is not affordable or care focused. Despite high premiums, Albertans injured in collisions do not get the timely medical care and income support they need in a system that is complex to navigate. When fully implemented, Alberta’s new auto insurance system will deliver better and faster care for those involved in collisions, and Albertans will see cost savings up to $400 per year.
“Albertans have been clear they need an auto insurance system that provides better, faster care and is more affordable. When it’s implemented, our new privately delivered, care-centred insurance system will put the focus on Albertans’ recovery, providing more effective support and will deliver lower rates.”
“High auto insurance rates put strain on Albertans. By shifting to a system that offers improved benefits and support, we are providing better and faster care to Albertans, with lower costs.”
Albertans who suffer injuries due to a collision currently wait months for a simple claim to be resolved and can wait years for claims related to more serious and life-changing injuries to addressed. Additionally, the medical and financial benefits they receive often expire before they’re fully recovered.
Under the new system, Albertans who suffer catastrophic injuries will receive treatment and care for the rest of their lives. Those who sustain serious injuries will receive treatment until they are fully recovered. These changes mirror and build upon the Saskatchewan insurance model, where at-fault drivers can be sued for pain and suffering damages if they are convicted of a criminal offence, such as impaired driving or dangerous driving, or conviction of certain offenses under the Traffic Safety Act.
Work on this new auto insurance system will require legislation in the spring of 2025. In order to reconfigure auto insurance policies for 3.4 million Albertans, auto insurance companies need time to create and implement the new system. Alberta’s government expects the new system to be fully implemented by January 2027.
In the interim, starting in January 2025, the good driver rate cap will be adjusted to a 7.5% increase due to high legal costs, increasing vehicle damage repair costs and natural disaster costs. This protects good drivers from significant rate increases while ensuring that auto insurance providers remain financially viable in Alberta.
Albertans have been clear that they still want premiums to be based on risk. Bad drivers will continue to pay higher premiums than good drivers.
By providing significantly enhanced medical, rehabilitation and income support benefits, this system supports Albertans injured in collisions while reducing the impact of litigation costs on the amount that Albertans pay for their insurance.
“Keeping more money in Albertans’ pockets is one of the best ways to address the rising cost of living. This shift to a care-first automobile insurance system will do just that by helping lower premiums for people across the province.”
Quick facts
- Alberta’s government commissioned two auto insurance reports, which showed that legal fees and litigation costs tied to the province’s current system significantly increase premiums.
- A 2023 report by MNP shows
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