Alberta
Apply for Provincial Inflation Relief: Portal for families, seniors, vulnerable Albertans opens January 18
Inflation relief portal and payments coming soon
Monthly $100 affordability payments for families, seniors, and vulnerable Albertans will be released soon, and Albertans can act now to get ready.
Alberta’s economy has recovered strongly, but many people are struggling to heat their homes and feed their families. Alberta’s government has responded with the largest inflation relief package in Canada, with significant broad-based and targeted supports. Starting this month, six months of affordability payments will begin for Albertans through an application and distribution system that is fast, effective and safe.
Starting January 18, seniors 65 or older who are not receiving the Alberta Seniors Benefit and eligible parents with children under 18 can apply online through the government portal or in person at locations across the province for $600 in monthly affordability payments.
In order to use the portal, eligible parents and seniors will be required to have a Verified Account. To ensure that the application process is as smooth as possible, Albertans should sign-up for their Verified Account or confirm they have an existing Verified Account with accurate information as soon as possible.
Many Albertans receiving these targeted relief payments are automatically enrolled for the program and do not need to apply to receive the benefit.
Along with Foster and Kinship Caregivers, anyone currently receiving regular monthly benefits through Assured Income for the Severely Handicapped (AISH), Income Support or Alberta Seniors Benefit, or receiving services through the Persons with Developmental Disabilities (PDD) program will automatically receive their first payment starting January 31.
Affordability payments for AISH, Income Support and PDD clients
All clients accessing AISH, Income Support or PDD are automatically enrolled in the program and do not need to sign up to receive their benefits. They will receive their first $100 payments starting January 31.
- Payments will be delivered the same way as a client’s regular monthly benefits, whether by automatic deposit or a physical cheque.
- Payments will be delivered by physical cheque for existing PDD clients who are not receiving AISH or Income Support benefits.
- Beneficiaries will also be notified directly about their enrollment in the payment program and related information.
- These payments will be treated as exempt income by the AISH and Income Support programs and will not impact eligibility or financial benefits.
- Parents in these programs with children under 18 can also receive $600 in additional payments per child. They will need to apply online or in person for these payments starting January 18.
Affordability payments for seniors
All Albertans 65 or older with household incomes below $180,000 will soon be eligible for $600 over six months in monthly affordability payments.
Albertans receiving the Alberta Seniors Benefit are automatically enrolled in the program and do not need to sign up to receive their benefits. The distribution of additional monthly payments will begin January 31.
Eligible seniors who are not receiving the Alberta Seniors Benefit will need to apply for affordability payments by creating or confirming their Verified Account and applying for benefits via the online portal or in person at a registry office or through Alberta Supports when the portal opens on January 18.
Affordability payments for parents or guardians caring for children under 18
Families with household incomes below $180,000 per year will soon receive a total of $600 for each dependent child under 18 over six months. Eligible parents can apply for affordability payments by creating or confirming their Verified Account and applying for benefits via the online portal or in person at a registry office or through Alberta Supports when the portal opens on January 18.
Affordability payments for foster and kinship caregivers caring for children under 18
Eligible kinship or foster caregivers caring for a child under the age of 18 are automatically enrolled in the program and do not need to sign up to receive their affordability payments. They will receive their first payments at the end of January.
- Payments will be delivered the same way as regular monthly benefits, whether by automatic deposit or physical cheque.
- Monthly payments will be rolled out starting January 31.
Alberta’s government is delivering immediate cost of living and inflation relief while also working to support long-term affordability. Albertans can learn more about all the broad-based and targeted affordability relief programs online.
Quick facts:
- Alberta’s government will use CRA 2021 tax data to verify eligibility based on income.
- Applications can be submitted until June 30, with payments being retroactive to include previous months when a person was eligible.
- Once the application process is successfully completed, most Albertans will receive payments at the end of that month. Exact timing will vary for each individual.
- Alberta has had verified accounts since 2015 as a way for Albertans to safely and securely access a growing number of government services.
- As with all online accounts, Albertans should use strong passwords and not share their password with anyone else. Tips on how to create a strong password are available on the Government of Alberta site.
- The Alberta government will not send texts or emails asking Albertans to submit personal or banking information to receive payments.
Additional information, including a video and answers to questions, is available at alberta.ca/affordable.
“Our government is committed to keeping Alberta affordable. By the end of January, most Alberta seniors and families will be able to apply for and receive monthly affordability payments that will provide real relief and help to offset inflationary pressures.”
David Clinton
Contrasting the principle of equalization with the execution
Quebec – as an example – happens to be sitting on its own significant untapped oil and gas reserves. Those potential opportunities include the Utica Shale formation, the Anticosti Island basin, and the Gaspé Peninsula (along with some offshore potential in the Gulf of St. Lawrence).
So Quebec is effectively being paid billions of dollars a year to not exploit their natural resources. That places their ostensibly principled stand against energy resource exploitation in a very different light.
You’ll need to search long and hard to find a Canadian unwilling to help those less fortunate. And, so long as we identify as members of one nation¹, that feeling stretches from coast to coast.
So the basic principle of Canada’s equalization payments – where poorer provinces receive billions of dollars in special federal payments – is easy to understand. But as you can imagine, it’s not easy to apply the principle in a way that’s fair, and the current methodology has arguably lead to a very strange set of incentives.
According to Department of Finance Canada, eligibility for payments is determined based on your province’s fiscal capacity. Fiscal capacity is a measure of the taxes (income, business, property, and consumption) that a province could raise (based on national average rates) along with revenues from natural resources. The idea, I suppose, is that you’re creating a realistic proxy for a province’s higher personal earnings and consumption and, with greater natural resources revenues, a reduced need to increase income tax rates.
But the devil is in the details, and I think there are some questions worth asking:
- Whichever way you measure fiscal capacity there’ll be both winners and losers, so who gets to decide?
- Should a province that effectively funds more than its “share” get proportionately greater representation for national policy² – or at least not see its policy preferences consistently overruled by its beneficiary provinces?
The problem, of course, is that the decisions that defined equalization were – because of long-standing political conditions – dominated by the region that ended up receiving the most. Had the formula been the best one possible, there would have been little room to complain. But was it?
For example, attaching so much weight to natural resource revenues is just one of many possible approaches – and far from the most obvious. Consider how the profits from natural resources already mostly show up in higher income and corporate tax revenues (including income tax paid by provincial government workers employed by energy-related ministries)?
And who said that such calculations had to be population-based, which clearly benefits Quebec (nine million residents vs around $5 billion in resource income) over Newfoundland (545,000 people vs $1.6 billion) or Alberta (4.2 million people vs $19 billion). While Alberta’s average market income is 20 percent or so higher than Quebec’s, Quebec’s is quite a bit higher than Newfoundland’s. So why should Newfoundland receive only minimal equalization payments?
To illustrate all that, here’s the most recent payment breakdown when measured per-capita:
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For clarification, the latest per-capita payments to poorer provinces ranged from $3,936 to PEI, $1,553 to Quebec, and $36 to Ontario. Only Saskatchewan, Alberta, and BC received nothing.
And here’s how the total equalization payments (in millions of dollars) have played out over the past decade:
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Is energy wealth the right differentiating factor because it’s there through simple dumb luck, morally compelling the fortunate provinces to share their fortune? That would be a really difficult argument to make. For one thing because Quebec – as an example – happens to be sitting on its own significant untapped oil and gas reserves. Those potential opportunities include the Utica Shale formation, the Anticosti Island basin, and the Gaspé Peninsula (along with some offshore potential in the Gulf of St. Lawrence).
So Quebec is effectively being paid billions of dollars a year to not exploit their natural resources. That places their ostensibly principled stand against energy resource exploitation in a very different light. Perhaps that stand is correct or perhaps it isn’t. But it’s a stand they probably couldn’t have afforded to take had the equalization calculation been different.
Of course, no formula could possibly please everyone, but punishing the losers with ongoing attacks on the very source of their contributions is guaranteed to inspire resentment. And that could lead to very dark places.
Note: I know this post sounds like it came from a grumpy Albertan. But I assure you that I’ve never even visited the province, instead spending most of my life in Ontario.
Which has admittedly been challenging since the former primer minister infamously described us as a post-national state without an identity.
This isn’t nearly as crazy as it sounds. After all, there are already formal mechanisms through which Indigenous communities get more than a one-person-one-vote voice.
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Premier Danielle Smith issued the following statement on the April 2, 2025 U.S. tariff announcement:
“Today was an important win for Canada and Alberta, as it appears the United States has decided to uphold the majority of the free trade agreement (CUSMA) between our two nations. It also appears this will continue to be the case until after the Canadian federal election has concluded and the newly elected Canadian government is able to renegotiate CUSMA with the U.S. administration.
“This is precisely what I have been advocating for from the U.S. administration for months.
“It means that the majority of goods sold into the United States from Canada will have no tariffs applied to them, including zero per cent tariffs on energy, minerals, agricultural products, uranium, seafood, potash and host of other Canadian goods.
“There is still work to be done, of course. Unfortunately, tariffs previously announced by the United States on Canadian automobiles, steel and aluminum have not been removed. The efforts of premiers and the federal government should therefore shift towards removing or significantly reducing these remaining tariffs as we go forward and ensuring affected workers across Canada are generously supported until the situation is resolved.
“I again call on all involved in our national advocacy efforts to focus on diplomacy and persuasion while avoiding unnecessary escalation. Clearly, this strategy has been the most effective to this point.
“As it appears the worst of this tariff dispute is behind us (though there is still work to be done), it is my sincere hope that we, as Canadians, can abandon the disastrous policies that have made Canada vulnerable to and overly dependent on the United States, fast-track national resource corridors, get out of the way of provincial resource development and turn our country into an independent economic juggernaut and energy superpower.”
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